Can someone with 180k TC afford a $900k house assuming 300k downpayment?

Can I save tax by buying second house if first house is already in my name?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

What if institutional investors really buy into futures and drive BTC really high, as opposed to short selling them! Anyone have FOMO?

Firm wants me to back pay last year FICA tax(Social Security and Medicare tax).
Last year I started working as F-1 and transition to H1b. Firm never withheld FICA tax.

Now they ask me to back pay last year FICA tax and then will send me W2c form.

The catch is I already file my tax without those FICA tax. Should I pay them and file tax amendment?

How much you made this month?

I haven’t had much luck on fiverr with my gigs. Really eager to start a side gig and have a second source of income. Any suggestions or insight would be great!

If I have a traditional account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Will pay taxes on the amount that I Withdraw that year following the Tax bracket rules at the time of withdrawal correct?

Conversely,
If I have a roth account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Could I hypothetically withdraw the entire account and not pay taxes in a single year?
Ex. withdraw 10M

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

Where are you on your PSLF journey? I have 2.5 more years before my $250k+ is forgiven. Keeping my fingers crossed for another forbearance extension 😊

Has anyone here used New Western to buy real estate deals?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

What is the “safest” LBGT 🏳️‍🌈 City 🌃, to buy a home/settle down? I have lived in San Francisco, and open to Atlanta or any other cities.

How do people feel about VGAC going for the 23 and me merger? Shares are about $10 now and I’m thinking I might buy in and see where it goes. Thoughts?

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

How much percentage of your Salary do you Save/Invest?

Sry if this is not the right place to ask .. but I'd love to know at what age would you consider the latest to get engaged/married?

& At what age did you start checking your fertility status?

I'm 31, in a long-term relationship (7+) ... Known each other almost half my life. 32 is 6 months ago ... i'm scared for the future but I also don't know where to start. Do I need to start looking into the fertility stuff now?

When are the usual trips to france done in Airbus?

Male 🐠, if you and a girl had a “situationship” but obviously had feelings for each other and it had to end for one reason or another, how often do you still think about the girl? Would she be on your mind as you try to move on?

Anyone on pros and cons of A&M PEPI group?

DXC or Capgemini or Fidelity Investments. Fidelity has offered highest amongst 3. I am having 11 YOE.

Partners - what was the most stressful year of your career? The year before you made partner? Your first year of partnership? The year(s) you or your partner gave birth?

Anyone try Celsius, the Gatorade drink? I think I heard about it on this app, but wasn’t sure if people prefer it to coffee?

How long did it take for you to provide your conflicts to the new firm for a lateral move?

Should I or should I not send a quick email re good news of passing the bar to my small (<10p) practice group team?

I have an offer from Principal Global Services. How is the company culture? Is it better than most other companies? How about growth opportunities?

Anyone play QB in high school/college or just a good QB? My Rec flag football team needs a new QB. We have great players, just pretty average there. DM me if you’re interested.

could someone refer in cts kolkata for informatica powercenter lwd 22nd apr

hey hi guys currently I'm working as an Cybersecurity professional and have and experience of 5yr currently looking for a job change what shud be my package according to my experience...! Any suggestions

Biglaw capital markets mid levels, how many hours does it look like you will finish the year at?

Currently on training about handling E-commerce (product research). Planning to have side hustle with it, anyone want to give a chance?

I want to join Adobe as a Product Manager.Any suggestion for preparation would be helpful.

I have cleared 2 technical interviews with S&P Global for the Java Developer job position. With good feedback.
As the interview went well.

I have attended a managerial interview which was scheduled for 30 minutes. It also went well. I answered 90 to 95% of the questions.

How much time they will take to give the feedback as we have a long weekend now

Thanks

Want to warn stakeholders that their hostile, posturing emails with our main client CC'd is only going to backfire (main client ❤️ us). emails will no joke prob get some of them fired. #restructuring

Anybody know what the average salary, and low end salary is for Investment Analyst at Cambridge Associates

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

Hi - any good books recommendations for getting started on real estate investing?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Do you thank your tenants for paying the rent? A quick thank you text?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Has anyone here used New Western to buy real estate deals?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

How can I invest in real estate ? Looking for an additional passive income source

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.