Can you downgrade from chase sapphire reserve to chase sapphire preferred before the $450 year 2 charge hits and still get the 50 k bonus for spending 3k in first 3 months ? What’s the play for year 2

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Pay $450 - it pays for itself each year

Uhh depends how much money you spend tbh

You don’t lose any sign on bonuses. If you don’t want to keep it, the play for year 2 is to use the $300 travel credit in the new calendar year before canceling your card. That way you get $600 in travel credit ($300 each calendar year) plus the sign-up bonus with only one year of fee.

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