CANADA - I've been offered a job with a salary and no benefits "yet." The working hours are 7:30-5, and I might have to work on Saturdays. I'm concerned about not having overtime pay and having to cover my own health insurance and retirement savings. I'm considering asking the employer for certain compensations in lieu of benefits or taking action to secure these benefits myself.

*SEE COMMENTS FOR 2 OPTIONS TO CONSIDER*

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1) Here are some things I can request from this employer instead of benefits: I could ask for XX% of my salary in lieu of benefits, more vacation days, additional days off, the option to work from home, the ability to carry over days from a previous year, and the opportunity to convert overtime into lieu days. I also want to know if the company supports lifelong learning or provides tuition reimbursement for continuing education, as well as the details of the parental leave policy.

2) I need to take action to obtain A, B, and C on my own, such as making personal contributions to different things, getting insurance, and enrolling in an RRSP or pension plan.

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