Chase Sapphire Preferred vs Reserve, which one is better? CSP is giving a 100,000 point bonus right now. I travel some times but not a ton (once a month or a few times a quarter). I only really eat out weekends too. CSP would be better know those two factors, correct?

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You can always get the reserve for the point and downgrade to preferred for the next cycle

smart

CSR is only offering 60k though, looks like only CSP is 100k

CSP just makes a lot more sense given the current sign on bonus. It is pretty hard to justify getting the CSR over it at the moment

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Yeah if you aren’t going to have a huge spend on food or travel, then go CSP, as the fee for CSR won’t make sense for you

Ouch. Not OP, but I signed up 2 months ago at 75k rewards, can I get this bumped to 100?

Chase won’t bump you up, if you call they may give some sort of credit but extremely doubtful

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