(Credit card) traveling infrequently (twice / month, 2-4 days per travel). Paying for flights and hotel w personal card. Currently have chase sapphire preferred. Should I upgrade to CSR or Amex Plat?

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Personally, I’d choose AMEX Plat over CSR...and even more so that you can use it to book work travel. The benefits outweigh that of the CSR.

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idk anything about amex plat. i love my csr. 450$ annual fee. 300$ travel credit (eg flight hotel train uber). which is 150$ .. essentially only 55$ more than what you’re currently paying for the preferred (95$ i think). you get 3x points on travel and food. (limited) lounge access. everyone takes visa redemption on the chase travel portal is 1.5 cash back (eg 500$ flight but only 33.333 points which if you so real cash back 1:1 is only 333.33$). totally worth it in my opinion.

apply for a brand new card, get the 50,000 pt bonus. downgrade your preferred to freedom or unlimited and live your best life. lmk if you want a referral link 🤣

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Thanks!

Or not upgrade at all?

I have CSR and choose it over AMEX Plat. They both have different perks and benefits that you’ll need to evaluate for your personal needs. My choice ultimately came down to international travel. A lot of retailers overseas will not take AMEX due to the higher fees associated with the card. And if they do, they might charge additionally fees.

I combine my CSR with Freedom and take advantage of all the points and cash back.

I probably would do CSR. But since I already have sapphire preferred I can’t get the bonus points

CSR over Amex plat, but you should head over to r/churning and do some research. There are crazy people taking out dozens of cards a year, but just follow their advice on card order but on your own schedule.

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