If I've maxed out my TFSA, should I continue investing through an RRSP or a personal investment account?

For context, I also have a good pension. My main concern is that while the RRSP will be nice to lower my taxable income now, I'm worried when I retire I'll have to withdraw too much from both the RRSP and pension. Thoughts?

Is it still worth buying Tesla stock? Especially after rising so much since year start?

Inflation post covid—19 .. thoughts? I am really worried considering the prices from housing to basic needs in major cities are already not affordable for most middle class families.

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

It’s will be curious to see who is buying here, vs wondering about “no dips” later on

Are there any companies/industries that offer MBA tuition reimbursement post-MBA if you did not work for the company pre-MBA?

I’m graduating in a year. Will be working as a consultant in Chicago. Want to begin real estate investing. Thinking of house hacking. what’s the best way to start REI after graduating?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

How is ProcDna firm in terms of wlb and monetary benefits?

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

Planning to buy home. What are the legal services i can enlist from hyatt legal. Do they cover title check, contract review. Trying to see how much legal expenses i can save by using hyatt legal.

How long does it take to get ofc Laptop after DOJ?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Is there a way to get closer to the 58000 total contribution limits in a 401k after initial contributions up the 19500 limit? My employer match isn’t great but I’ve maxed out my contributions this year and they’ve only added an additional 1500 so I’ll be at 21k total in the account for the year. How can I get more in there to bridge that 37k gap? Or can I?

When I place a limit buy on Bittrex, say on a eth-strat pair, and it hits my bid 2 days later, what is the constant? Price of eth (at time of order) or units of strat bought?

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

Hi Fishes,

My wife is getting transferred to California and she is offered 143k.

How much she can get after tax deduction and all? How much she can save after all the expenses?

She is insisting that I travel with her and get the job in the US. I'm a software developer having 4.1 YOE. How much can I get in the US? Is it worth traveling with her?

Any information would be helpful, Thanks in advance...

There has to be a point where focusing on minute details generates diminishing marginal returns.

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

How is the onsite opportunities in the coforge..?

HR called me and said this position is for onsite once the border gates are open...? Can i believe HR words..?
I am interested in Onsite opportunities.

Considering a transition back into consulting...which firms are recruiting?

So many questions about staying or leaving. That window is now closed. Stay where you are. Stay inside. Wash your hands. FaceTime loved ones.

I have an offer of 15 Lpa from Nagarro and expecting one from Capgemini around 18-19 maybe with joining bonus as the offer letter is not yet released. Really confused which one to join as Nagarro has a pros of work from anywhere while Capgemini will work on hybrid model. Can anyone please help me in giving some insights .

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

I just graduated from a nontarget in Dec 2020 & am currently interning at PwC before I go back to do my Masters. My initial plan was to accept my full time offer and slowly work my way into IB.

I see postings right now for FT IB analyst programs. Should I even try applying online?

Ik recruiters don’t really read cover letters, but I learned about banking rlly late into college. i’m the daughter of blue collar workers who don’t speak English so I never really knew what jobs were “prestigious”

Any POC M&A midlevels here actually feel you are treated fairly? What firm? Have been at 2 firms and have lost hope any M&A groups exist that grant us the same grace and opportunities as others :/

Hi Fishes ,
Is NTT providing shift allowances, i just checked with HR she said they are in negotiations with management globally for all employees is that true ?

Best practices to avoid burning out in FDD?

Hey everyone, I’m looking for some advice with regards to my next career step. Currently in audit and I have opportunities to go for a Valuations role or an FDD role (both big 4). What are the pros and cons of each? (hours and learning opps, not concerned about salary) Not looking to work long term in both and would likely want to transition into an FP&A role in the future. Hoping to jump directly but require modelling experience.

Does FDD vary by firm or do they pretty much compete and do the same work? Like which one has the best practice in NYC from the big4?

EY TARAS or EY GCR??? Between these 2 service lines which has better pay and opportunities??

At Thoughtworks, What are the projects that don't provide wlb and are too stressful?
In the data engineering space.

Hey guys I’ve 3 years of US Government consulting experience in Data Analytics and reporting for decision making and I have to move Canada because of personal reasons.

Can anyone help me out with landing an opportunity? I’ve Canadian Permanent Residency.

Hi,
Is python+microservices+ gcp is good techstack to grow?

Vacation almost all on points. Plane and hotel covered. Suggestions for car rental? Not many Enterprise/Hertz points. Ik it's not the best transfer rate, but I have plenty of Chase points.

How do you guys invest in US equities. Obviously wealthsimple trade is a scam.

Dm me for wealthsimple cash, wealthsimple trade, or rakuten referral codes. Literally been on rakuten 2 weeks and made over 20$ for nothing. And while I’m here, any other good money makers?

My company has a DPSP program that feeds it directly into an RRSP account. I don't believe there's any RRSP contribution matching program on top of the DPSP (I know I should know, I'm being bad). Assuming there's no matching program, is there still a point in signing up for a X% contribution every paycheck?

How are people feeling this year? Have you felt the impacts of a recession? Changed your spending habits at all - or still going strong?

If anyone wants to sign up for wealthsimple cash you get 25$ when you use my code $lizt

What type of investments do people typically put their TFSA vs other vehicles?

Is there an app where I can see all of my money? Connecting bank, wealthsimple trade, wealthsimple cash, anything else... ?

Thoughts about what to put excess savings into? I've maxed out my RRSP and TFSA, emergency fund is good, no debt (or mortgage), and I have $15k that's not invested. Not sure if I should put it into one of the robo-advisor options or keep buying ETFs or mutual funds or what?

Does anyone use wealthsimple trade? Are there monthly or quarterly reports I can download for my investments?

Best etf to complement vfv?

Best banks/sites/promos to get extra $? Any good experiences with getting new checking account for a bonus?

Anyone into crypto? What are the best apps for it?

Where to park emergency funds? Currently using BMO savings account with practically no interest. I also heard wealthsimple cash has better rates?