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Yes. I was prescribed an ointment and turns out I gotta pay $77 for it. It was $36 on good rx. But since I have friends in India, I made someone send me two tubes for $10
I have the more expensive ppo and all my prescriptions have been $7/ea
I would pair your HDHP with a maxed HSA so it would be a non issue. Not only HSA pre-tax you can invest them to grow.