what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Hello everyone currently i am working with TCS i have also visited onsite from this working since 2018 overall i have 5+ years experience with very less package i dont see any growth in package. i have experience into customer support technical support identity and access management resource management timesheet management etc i need help to switch which company you suggest would be better with all the benefits

I've seen a couple posts about unionizing, anyone know anything about the potential Kaiser strike in early October? Saw online that they're already hiring for scabs, $3400-$5950 + housing, travel transportation, and per diem. And this is for techs!!!

Tempted to buy 1 BTC ..

What are the skills required to sustain in Pharma/ Healthcare Analytics in the long term?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

$TBLT man. Quite the thrilling penny stock.

Question to freelancers: why?
What are the benefits and the odds of being a freelancer and how did you make that choice?

Have you ever regretted your choice?

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

I’m prepping someone’s tax return who I see everyday on tv. It’s kind of cool being privy to a celebrity’s confidential financial information. 😁 I’ve also prepped a famous athlete and actor last week.

Is it good to invest through fisdom app in mutual fund or suggest better way

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

Hi Fishes,

My wife is getting transferred to California from India and she is offered 143k.

How much she can get after tax deduction and all? How much she can save after all the expenses?

She is insisting that I travel with her and get the job in the US. I'm a software developer having 4.1 YOE. How much can I get in the US? Is it worth traveling with her?

Any information would be helpful, Thanks in advance...

Personal finance book recommendations?

My sister wants to work in billing, is that sustainable career or is that stepping stone to other healthcare careers?

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Stopped a fwb situation. But staying away is so hard. 😔

Medical device sales 100K OTE 4YOE.

Any other industries out there on straight commission or is that just us?

Hi, I am currently in the process of breaking into tech sales. One hurdle that I am trying to get over is being able to displaying my current role as a Materials planner into tech sales, I currently do alot B2B communication high volume emailing and calls. Any help would be appreciated.

For attorneys who have transitioned to corporate development/business development, was it worth it? I’ve heard CD involves a lot of process work and I’m not sure if I’m glamorizing the field compared to my (relatively technically challenging) field of law

Hi Fishes
I have an offer from GlobalLogic , can anyone please share reviews of this organization .
Thanks

Can someone refer me to GlobalLogic? I have the job id with me.

Looking for in-house work, feeling depressed about the options in Chicago. Anyone have any leads or advice?

Has anyone had any issues getting a response back from pathways. They are not responding to my emails when I ask for assistance.

What does it mean if you get feedback such as “know the room better?” I came across a team email that was addressed to my account team, and I approached my boss about my response to it. Then he gave me this feedback and told me not to engage in the conversation. Funny thing is a strategy lead just responded back to the team with the exact response I came up with, and my boss agreed with her...

When a company asks us to provide the offer letter we are already having , is it fine to provide it to them as it is confidential.

Any advice for understanding whether sourcing would be a good match for your personality/innate skill set?

Im pretty extroverted, I have been told in reviews that I peak in verbal communication, and I have really loved conducting expert interviews in DDs.

However, I’ve worked some sales jobs in the past, and I had a hard time with the variability and staying positive bad times when nothing is sticking.

Tough time getting past final step: I’ve been trying to make a career shift for 10 months now and continue to get rejected at the last step. Im confident in the value I can provide and do well at presenting it. However, once it’s comes down to me and 1-2 other candidates, I repeatedly have been turned down for the person who has more relevant experience as they’re a safer bet for the employer. Would love advice from anyone who’s dealt with this before. It’s tough to get them to take a risk on me

No pitch, just some research for a client of mine.

Aside from referrals, what is your biggest source of leads?

Facebook?
Google?
Physical Mailers?
Radio ads?
Your own radio program?
Something else?

Coming up on my annual review and I'm curious about salary ranges for those who work with 401(k)+ plans. I'm a CPFA, series 65, and previously held 6&63. I advise plans on investment selection, plan design, IPS creation, and meet with participants individually as well.

Any current MBA students on here? Any wisdom/things you wish you knew before starting??

Thoughts on AdEx ?

I’m currently in internal audit and hate it. I got a job offer to joint another practice within my firm and the work itself sounds very appealing. The only major drawback is 80-100% travel. Thoughts?

Has anyone taken the ManhattanPrep courses for GMAT? Considering taking the 9 week class, is it worth it?

How hard is the AWS Cloud Practitioner Certification? What study sources have you used and how long did it take?

Been alienated by coworkers. Don’t know what’s the reason. But it seems that they don’t ever want to talk to me or invite me to go places with them. How should I address this issue? I am a minority.

***Exit Opportunities Thread***
Consulting firm:
Level at which you left:
Company you joined:
Salary:
Time it took to find:
Burner if willing to advise/refer:

No commentary—to keep things on topic

Any recs for CIPM study books?

Any recommendations for Best ways to disconnect from everything. There is so much going on right now !

Best books for learning tactical business management, strategy, and growth? Looking for more meaty than "Playing to Win" - willing to read good textbooks. Have read plenty of leadership dev books.

Any book recommendations for philosophy, psychology, and business? Or any book you read last year changed your values? Going to fly international, gonna read it on flight. 😍

HBS vs. Wharton

Where would you rather go?

What’s a good hotel to stay near time square , Ny? Preferably close to the time sq subway

When they say utilization doesn't count for the month of May/June what exactly does that entail? I'm assuming being on the bench for those months will still show on personal utilization reports...

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Feel like this client should have balloons, streamers, and music at 4:15 everyday as the parade of their employees leaving commences.

Here's a question I wish I never had to ask. Is it better to use the code for bereavement leave or just burn pto I'm going to lose anyway? Does it make a difference from a utilization standpoint?

Anything good I can spend Delta Skymiles besides airfare? (I’m not really planning on flying anywhere soon).

Hey all, new hire here! Going to receive a $250 wfh credit; any recs on what I should get to build out my home office?

Does anyone have experience booking a round-trip ticket (rather than 2 one ways) and boarding at the layover location?

I am looking to book a trip this spring from Austin to Zurich (Amsterdam as the layover on the way back). If we decided to travel from Zurich to Amsterdam via train, could we board the layover flight to get home? Or will the airline (KLM/Delta) cancel our flight when we don’t show up to the Departure location?

Republican here. But what kinda guy we have here. Disgraceful!