Do you use financial planner? I myself do not trade stocks and only invest in mutual funds. I like vanguard mutual funds. Do you get different result by using financial planners?

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Considering getting my license and starting off as a real estate agent. I've always loved real estate, house flipping, interior design. What can I expect as income and time commitment as a brand new agent with no book of business? How hard is it to get established and become well known in my area? I'm in the Bay Area. Anything else I should know before I quit my job and persue this dream?

Tax Question:

I lived in VA for 8 months of 2019 and then moved to DC for the last 4 months. I got a federal and state refund from VA, but now owe DC “state” taxes because apparently they were not taken out of my paycheck. However, I changed my address in my firm’s system right when I moved... is this an issue on my firm’s part or did I screw something up?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Hi all - I’m new to freelance in 2020, have an LLC and wanting to create my own banking and investment accounts separate from other family income. What is the best money management platform used by those in our industry. I see Betterment is an option. Thoughts?

New Yorkers, need advice.


I have a student checking account with HSBC and it is now transferring its operations to Citizen bank.

I need to open a new bank account asap and am travelling for next 45 days. Would you recommend any bank and account type that can be opened up remotely? Have all the documents ready for upload.

Help needed asap!

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

Can I use my MBA loan to pay for my monthly condo mortgage? Probably heading to Georgetown and want to buy a condo in northern va area. Would just pay mortgage instead of rent using the MBA loan $

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..

Is stock market surging tomorrow?

Taken from twitter: “My wife grew up thinking that having water/ice dispensers IN THE FRIDGE DOOR was a life goal.
I grew up thinking if you had a basketball hoop with a clear/plexiglass backboard, you were rich.
What are some things you thought were indicators of wealth when you were a kid?”
Curious to see your responses....

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

My SO and I are touring a home tomorrow that we’re considering purchasing. With COVID restrictions + high interest in the home, we only have a 15 minute time slot to tour it. Suggestions on what things we must check out given the time constraint? We’re first time home buyers, so want to make sure we don’t miss anything critical during our tour

Correct me if I'm wrong but isn't it more advantageous to have low housing prices and higher interest rate? If that's the case, you can always refinance when/if the interest rate lowers again. Is there something I'm not seeing?

Anyone from AMEX project?

Hi All, need your advice!
How often is it okay to switch organizations? I know this is entirely specific to a particular situation /circumstance but just wanted to know, how often should one change companies, without coming into scrutiny for the same?

My situation: after working with an organization for over 7 yrs, I've switched from the next one in 1.5 yrs and about to switch again after completing 1.2 yrs in my current org.

Skill: SAP functional
YoE: 10

Does anyone have insight into Venables tax and/or T&E groups? What is the pace, type of work, WLB look like compared to a V10 transactional tax practice?

I got into marketing because I thought it would be an opportunity to make good money in a field where I could still exercise my creativity, but I’ve found it to be extremely stifling and bogged down by bureaucracy. Does it ever get better?

Any idea why EY is not on the list of Vault 50 top consulting firms but it is on the prestigious list?

Hey Fishes , Need your experts comment's here, May I know why Merck KGaA, life sciences banglore give offer letter on Sigma Adlrich letter head although all communication and email domains shows merck group.

Got reached out to by a Google recruiter for an interesting role. They said they would send my info to the hiring manager after our conversation. Can anyone who has done the interview process with G tell me what time timeline is usually like from phone screen to first interview?

So would you say Andy from Shawshank redemption was a Banker? Seems to me that the service he provided was more of a CPA.

I got a decent deal on a small 1 bed in a luxury building (hell’s kitc). Should I do a 12 month lease or 24m?

Got the rent negotiated to under 3k + free amenities for a year (gym, pool, etc.). I’m afraid rent will atleast go back to the original price (+5%) and then some. The building has some sort of rent control but that’s predicted to go away in less than 1 year as per the lease. The legal rent limit is way higher.

Would love some perspective on renewal experience after 1 year. TIA.

Cognizant Sharks
What is this metaphosis event.
I have not join cognizant yet ;though I have accepted the offer letter. Doj 29 nov 2021
Not sure on Cognizant that I will join. I am waiting for better offer to be released.
Any inputs or guidance.

Surface Pressure from Encanto hits me harder than anything has in a really long time…

“Pressure like a drip, drip, drip that'll never stop”

How to negotiate at McK? Any advice for what to ask for? Current offer is much lower than what I’m being paid in big tech.

what are the learning platforms provided by cgi??

Out of these 4 Citi or Standard Chartered or Morgan Stanley or JPMorgan is better for overall Work Culture/ Onsite Opportunities + Salary?
Domain - Risk Management/ Compliance/ Internal control. Please suggest.
Morgan Stanley JPMorgan Chase Citi Standard Chartered Standard chartered gbs KPMG

People at EY not use the corporate card? The expense system is horrible. But might not be worth using my Marriott card...

For the Spg 50 night bonus award, is the 10 suite nights or the one free night award better?

Hey all, I left four shirts in the wardrobe of my room in a Sheraton. They’re saying they are not in lost and found but I am 100% sure they were in the room. One of the shirts has sentimental value...

Is there a good website or group or reddit page for travel flash sales / deals?

EY fish - when you are laid off, is it immediate the day you're told or do you get a little warning?

How to describe Waffle House waitress and telemarketer responsibilities/accomplishments on a resume? (Helping this 27 yo formerly homeless/recovered addict find a job and you guys are the experts when it comes to making things sound impressive and resume writing.)

Help! Remain at Accenture (for brand name/supposed resources) or take this offer: small “no name” consulting firm, rapidly growing their business, $25K bump, promise of more hands on experiences. HELP

Hey 🐠, what are your recommendations of books, articles, or practice tips to improve communication, both verbal and written? Want to be stronger at running meetings, pitching ideas, writing (cont’d)

Definitely not a fan of Westin's "Eat Well" proposition. I'm working in the room at 2:00 AM and the most appetizing menu item is a cold turkey avocado and arugula wrap. I just want a burger and fries!

Finally getting a chance to put together a home office space. Looking for tips, photos, ideas. I have two monitors and a laptop so my do a three screen set-up. Debating about getting a standing desk or putting money in a super comfy leather chair. Open to hearing what you have done!

Life has been a dream, since twenty sixteen

What is the upside to working on implementation projects? Are there even any?

From a career progression standpoint how does this look Associate Analyst-> Consultant-> Senior Analyst? I’ve had 3 Jobs in 3 YOE and have accepted a Sr Analyst job in industry at a Fortune 50 in Corporate Strategy. The first 2 were in different areas but want to makes sure I’m showing career progression with this next move.

What's Deloitte's paternity leave policy? And how long do you have to work there before becoming eligible?

Has anyone used gliders that stick on tyres of office chair, for better movement over the carpet?

Any advice on how to switch from big 4 to tier 1 consulting firms like BCG and MCK?

Best books on leadership? Highly enjoyed Servant Leadership book

Anyone has fun with horoscopes? If so what do resources do you use?