Does anyone else struggle with guilt because you're having a difficult time keeping up with your student loan payments, putting burden on your co-signer?

Need advice for a paper in MBA program. What’s the absolute *WORST* financial product you can think of? Insurance, annuities, mutual funds, savings accounts... (and can’t be payday loans)

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

From now on can we start saying WHY we think news = 🚀 🚀 🚀. Reason: people lose their minds when they see *bank/big corp + crypto* and forget to ask why the news = higher price.

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

Does anyone use the fidelity app? How can you change it out of dark mode? I can’t figure it out for the life of me.

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Do you have a prenup? What does it involve?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Hi all,

Does Here Technologies offers employees stock purchase program in India, do they provide stocks with regular offer/bonus??

Hi Fishes,

An investment related query. I'm drawing 1 lac/month salary currently and serving notice period with lwd-26-Aug. So, do I need to show all the investment proofs that I declared here as it's only been 5 months in the fiscal year and PPF of 1 lac would make the 5 month salary (5 lacs) non-taxable, right? Please guide.

The threat of nuclear bombs flying over cities should crash the real estate market

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I’m 28, debt free, make $70k/yr in a MCOL city and have a net worth of about $140k. I want to buy a house, but most houses in my area are $300k+. How many times my income should I shoot for in terms of house price? Thoughts on paying say 10% down and then just investing the other 10% vs paying 20% down?

On average, what % of your lifetime savings should be directly in the market (MFs and ETFs)? This is excluding 401k, Roth IRA etc

Looking to buy an 💍. Might make a trip to India in 6 months. Any advice on helping me make the decision to buy in US vs India?

What is your credit limit on CCR? We're going through some life changes (wedding, rings, travel, etc.) and was recently surprised to find my credit limit is only $30K even after being a solid customer. What are the ways I can get an increase in the credit limit?

Why are people so caught up in job title? Literally people have turned down jobs paying 2x their salary because job title is lower. Who cares!!!

Do you think you and your significant other should have similar personalities? My significant other and I are doing long distance and I feel like when I FaceTime with him, I emote more and show interest by asking more questions but from his end, he doesn’t always have a reaction or just nods, and it makes me feel like he’s uninterested. On his end he sees it as he’s comfortable.

Really over this job, but company just started my GC application. I hear it takes about 2 years. Is the GC worth the wait? Does the time go by fast? Lol I feel stuck here & just tired. Send help

Who here have abs 😬

Hi Fishes,

I have given interview for salesforce dev position in IQVIA and all the three rounds were completed on 10Feb after that I didn't got any communication from recruiter , how many days it usually takes and I am in notice period and it is going to next month..

Will I get an offer from them before the end of next month?

Sales force effectiveness

I just accepted an offer in writing. The new job will start the background check next which I’ve been told it may take a while to complete. My start date at the new job isn’t until 2023 so there is some time for me to turn in my notice. I don’t anticipate any hiccups in the background check but is it wise to wait until the background check is complete before turning in my notice?

Don't own a personal laptop; always use my work laptop for everything. I see people recommending Dell XPS or Lenovo Thinkpad but do you really need that for school? My plan was to just get a run of the mill laptop to use for excel and ppt...what else do i need it for?

Hi team will be joining KPMG global services (kgs) in September last week.
When is the rating done and what % can I expect?
The hike + bonuses are shared in October right?

Hi all, myself and my wife are looking to move to charlotte. We are in Canada and are looking to move to charlotte on TN visa. Are there any job agencies that can help finding suitable jobs?

Moving back to ATX from NYC early February of next year to be closer to family, and looking for a new job. Have 2.5 YOE in consulting (primarily financial services) and also did a data science boot camp this past summer. Does anybody know of any roles at the intersection of strategy and analytics? Alternatively, has anybody had a positive experience with an external recruiting agency?

Good book recommendations on the basics behind M&A deals and the DD process? Asking for a friend who is looking to start a search fund and has operational experience but no finance.

How do you ask someone to be a mentor to you? Ive identified the person I’d like to mentor me but I don’t know how to move the relationship into an active mentoring relationship (we currently have a casual relationship where I check in once in a while)

Anyone applying to Tuck? Did you get a personalized email from the admissions director a week or two after the deadline? Trying not to get too hyped about nothing...

Do any programs besides HBS heavily utilize the case method?

Hello Team,

Please let me know how to remove CID from Accenture portal. I appiled in Accenture through a referral but now status is showing as " we don't have suitable position". Thanks

Hpw do I buy alt coins? Deloitte, a u tattooing?

Damn LIBOR rate up again...

If you could go back in time what would you tell yourself before taking out student loans?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

SOFI or who else?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Does having student loans impact your ability to get a mortgage?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?