Does anyone found anything useful in Cred app?

Is it is only me who feels it is useless.

Hey folks, question about applying for a role in Spotify (Sweden).
Does having a referral make a big difference to get your application reviewed?

I'm currently in Canada and planning to move to Sweden soon so applied for a few spots however I don't have even the slightest idea if
a) applying from Ca will actually get my application tossed out the window
b) I've heard there are gazillion ppl applying so if referral gets me on the radar, instead wasting time just find someone to refer me?

Been wrestling with treating myself to a Dewar’s 12 for an upcoming anniversary or paying the extra bit for the 15. Thoughts?

In case of TCS in how many days after salary negotiation call with the HR they will send the salary breakup acceptance email for my approval?

FYI the HR said I will be receiving the above mentioned email.

DWAC stonk of the day again??

Hello IBMers,
IBM has offered me X amount ctc and i accepted it on portal....now got to know that market valuation for 10.3 yoe is greater than offered ctc....can i ask HR to increase the ctc and change the band...will they consider it?...not holding any counter offer as of now

Has HCl reopened their offices in India. I was having hr discussion and they told office have been reopened.

Recommendations on bathing suits for guys? I like the Vilebrequin / Mr. Swim style, but don't want to spend more than $50

Got Marriott Gold via SPG Gold match. If I stay 25 more nights in Marriott properties will I earn platinum?

Hi Fishes,

I am going to start as a Big data Developer. I have an experience of 3 years in non-IT MNCs and current CTC is 5 lpa for me. What is the salary I should expect as my earlier experience is not relevant to the field. Please help.

Hey fishes, What is the salary range offered for senior compliance specialist in Franklin Templeton? My current salary is 5lpa, and asked for 10lpa fixed, but hr was little rude and reluctant and speaking of previous salary etc, etc.

Has anyone here used New Western to buy real estate deals?

Any book recommendations for grieving the death of an estranged parent?

I know a lot of PE firms have port ops teams, but any pe firms have in-house market l due diligence teams / market insights teams to help deal teams with market diligence (aka market size, customer perspectives, competitive landscape, etc.)

Any CLT,NC businesses looking to hire for a Junior level Full stack developer / Junior Front-End Developer/ Technology Associate /Systems Engineer entry level / IT Support Engineer??

As an Analyst how bad is it if you break your two year contract

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

How t save tax for 9 lpa salary. Can anybody help me out.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.