Related Posts
Can you put spec work in your book?
Additional Posts in Personal Finance Bowl
Google stock to buy now or after the split?
Best high yield savings products?
Anyone have a recommended tax person in Chicago?
New to Fishbowl?
Download the Fishbowl app to
unlock all discussions on Fishbowl.
unlock all discussions on Fishbowl.




I’m maxing out my 401k starting this year. Don’t have an IRA because I don’t have the money to contribute to one right now. I wish my healthcare plan allowed for an HSA, but I always get the plan with most coverage.
Living below your means is easier said than done. Eating meat and veggies is cheapest, don’t be tempted to buy processed food. I’ve always been a homebody, so I don’t spend on drinks or event tickets. I borrow books from the library using the Libby app and for each book I read for free, I put $20 in savings.
That’s really good I will try my best I guess
Make a budget based on your goals.
Even in HCOL you *can* live cheaply, but it does require some sacrifices, eg longer commute, living in less trendy areas.
If you are early in your career and expect pay rises it’s ok to plan to save more later.