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For my car the VA property tax last year was around 900 I believe. I bought the car new for around 39k.
Based on a clean trade in value or a percentage of the sales price of a brand new car. The rate differs by county, but for Fairfax as an example, the base tax rate is $4.57 per $100 value. The first $20k in value is given a relief of 50%. Sometimes the relief can be a a little bit more depending on the annual budget. So if you got a 2020 BMW assessed at $35k, then the first $20k is $457 in taxes, plus $685.50 for the next $15k , plus $33 or something for the local fee. So $1175.50 in property taxes that go towards your SALT cap on your tax return. It sucks and the law needs to be updated badly to reflect the higher average cost of newer and safer cars.
Yes - you need insurance on both drivers and the lease vs own is not a basic question
Lease vs buy depends very much on the particular car you’re looking at and how you intend to use the car
Each driver needs insurance. It’s illegal to drive without insurance plus a huge financial risk in case of an accident
To be clear on the insurance, both will need it but it should be on the same plan—just have your company quote both drivers (one will be listed as primary and the other secondary). Unless someone is new and young driver or had a bad driving record (past DUIs, multiple accidents, etc) usually there isn’t a huge increase by adding another driver.