For FY2023-24 i have opted for the New tax regime. And as tax I was getting deducted around 4k per month. And am not having any home loan and investments. And am paying 28k for LIC and around 24k for star health insurance per year. Now the tax deducted was 46k approx. But now I'm planning to file itr with the old tax regime. Here how can I get returns for my tax. Since I am planning to fake the HRA. Is there any way to fake my HRA? And is there any other way to get my returns max. Pls guide me😢

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Haven’t owned a car in 4 years and thinking of treating myself to an Alfa Romeo Giulia 2021 on lease. I can easily afford it but justifying 500 a month on lease payments is kind of hard to swallow. Any Giulia owners/drivers here who can help swing my decision? I think I’m 60% there

How much money do you keep in your savings account?

Hi experts, in a multiple offer situation for my property with all contingencies waived. I want to add a ‘no repair by seller’ clause to ensure buyers don’t negotiate during their short due diligence. Pls advise on what to ask from their realtors?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

AITA: My friend keeps asking me for financial advice. I set up a budget for her and have her concrete advice. And I field all of her investing questions. But still, she continues to be reckless with her money. She’s 42, single (no kids), and making $100k+ and is still living check to check.

I don’t want to waste my breathe on helping her since nothing seems to be getting through to her. AITA?

How do filmmakers find investors?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Need a working flatmate
Spacious 2bhk in Springfield society, Kharadi.
(Opposite to Reliance mart, less than 2km from WTC)
Brokerage 25k
Monthly rent 25.5k
Security deposit 50k
All above expenses to be divided by 2.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Use savings to (partially) pay for business school or invest and fully cover via loans?

Living in NJ and may be able to choose NYC as my home office. People who live in NJ can choose NJ / NYC office, which one did you choose?

NJ office: no NYC tax, don't have to file 2 state return. Live in NJ so auto assigned to NJ office currently.

NYC office: NYC tax on paycheck, easier commute, possibly higher pay?

How do I retire by next week? Need suggestions. Thank you. ✊ We in this together.

Where to park emergency funds? Currently using BMO savings account with practically no interest. I also heard wealthsimple cash has better rates?

Any thoughts on why ETH is fluctuating so much?

Moving to NYC this summer, making 40x rent for most places but don't have any credit score (non US citizen).

Any tips on how to avoid expensive gurantors?

Anyone willing to share thoughts on National tax- unclaimed property at EY?

Received an offer from EY but didn’t find enough information to get to know about it.

Found thread to gain status through match stream for all rental companies and 5 hotel chains

anyone have ENT specialist recs?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

I’m currently interviewing with a few top 10 firms and a couple top 100 firms for a mostly remote experienced associate/new senior role. Does anyone have any tips on virtual interviews and how to gauge the culture of the firm and if it really will be a good fit for you? I’m struggling to figure out that out because I used to gauge it on the feeling I got while in their office during interviews. Any suggestions would be helpful :)

Can anyone refer me for the role of Associate Business Analyst at Deutsche Bank, job id - R0170973

How is Karmarama these days? Good work + nice people? Can’t access the campaign school reports…

Hi
What opportunities are available for someone with a background in sustainability (Masters degree) and around 1 and 1/2 YOE

What basic skills/capabilities/knowledge/tools expected of your professional level do you feel embarrassed to not yet have mastered or possess?

Hello, looking for a Shared Flat near Jayanagar, JP nagar, BTM Layout1/2 HSR Layout. Anyone looking for a flatmate please dm me.

Interested in getting opinions on Wipflis benefits

How do RSUs/equity work? I received an offer that includes $20k equity. I'm not sure if this is good, or low, as I don't really know how the payout is calculated or given. Can anyone advise?

Do partners cheat on their significant others while traveling? Stories please.

ISO a ladies or unisex watch under 500 bucks, rectangle face, black leather or jubilee-esque bracelet. Assuming will have to be quartz movement at this price point. Thank you for any suggestions!

How many years after college did it take you to become an art director?

Late 90s: Web designer. Early–mid 2000s: Digital designer. Nxt 15 yrs: digital strat & creative (AD). Dropped 15K for General Assembly’s UXDI. Being rejected for basic UX roles bc I have no apps....

Trying to better serve the work and would love any of your thoughts on the following...
How can a strategist best serve your process? What does your ideal brief / project kickoff include?

Is there any remote work available with base pay?? I’ve exhausted myself with Indeed, Zip Recruiter, and Glassdoor job searches and my unemployment is over 😭😭

Anyone from tax can help me on some tax related queries.

Q1-Can I claim LTA and LTA cash voucher both for the current Block?
Q2- In LTA cash voucher scheme i have a total expenditure of only 50K approx so how much can i get as saving for Tax?
Q3 How the above 2 can be claimed during ITR filing?

I have more Questions but if we get replies on these we can discuss further.
This can help everyone

I have a question regarding taxation of joining bonus.

I recieved a joining bonus of 1 lakh from my previous employer in last fiscal year which was taxed.
I resigned from the organisation before completing 1 year... Which will be deducted from my last month salary.
How does taxation works in this case.

Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

How much rent amount should I pay to get maximum tax deduction?

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

Can I pay income tax challan using credit card?

Any ways to fake lta

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

What are all the ways to save income tax?
CTC 9.8L

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

How to save tax for the money from freelance work? As i already have a full time job.

Can we show rent paying to parents if we are living with them.. Do company mandates that parents should be living in different city to qualify for such HRA exemption.

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

My Last working date at Wipro is 12th of june 2022, So How tax will be calculated for the financial year 2022-2023. My CTC is 8.4L
I will be working only 3 months for this financial year and in April month payslip i can see 6K deducted for tax and in the IT projection it shows around 30k tax deduction gonna happen. I will be joining another Firm in same june month
Please share how tax is calculated in my case and how to save taxes.

Hello fishes, can we buy land/plot to save long term capital gain tax?

Hi,

Can we use 10(10AA) leave encashment as tax exemption if we separated from the Job?

Note: corresponding tax paid challan info available in form 16

Thanks

Hi fishes,

My CTC is around 12 lpa per annum. How can i avail max tax benefits?