Moving to NYC this summer, making 40x rent for most places but don't have any credit score (non US citizen).

Any tips on how to avoid expensive gurantors?

likesmart
Posting as :
works at
You are currently posting as works at

You probably can’t. Try renting from a smaller independent landlord or individual person like a two family house or brownstone, as opposed to a corporate conglomerate large building

How does the guarantor process work?

Related Posts

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

like

Decided to payoff my mortgage.

like

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

like

Which bank account is better for salary account?

HDFC
Axis

like

Anybody have experience using EtherDelta? How the hell do I get my money from EtherDelta back to Ethereum and out? Been trying for a week and the transfer isn’t working

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

like

Has anyone just taken a break from work without anything lined up? Every offer I’ve gotten wants me to start in a month and with 2 weeks notice that leaves me only 2 weeks to recharge. For my mental health I really think I need an extended break (like 3 months). I have about 60k liquid to sustain myself and pay about $1500 a month in rent.

like

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

like

If I contribute to a solo 401k, is the additional profit-sharing contribution (the 25% of compensation after the $19500 contribution) based on my gross income, or is it based on gross income minus expenses? Thank you🙏🏼

like

I’ve been using other people’s stock site logins for years from 3+ jobs ago

likefunny

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

like

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

like

Feeling a large wash out on TSLA is coming. Up on the week on leaked Musk email relating to deliveries. That number came in today at a beat. Bought todays puts when stock at 1208. Looking for 1150. Profit taking is coming. Don’t follow as risk is high.

like

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

like

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

like

I would like to know how much will be in hand for London onsite from tcs for an IT Analyst.

I am planning to travel with spouse and 3 year old kid. Wondering about savings as well.

Any guidance is appreciated!

like

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

like
like

I get Waddle & Pollard, I give away Mattison and Davante Adams. Good or bad trade? I am 0-3.

like

More Posts

Hello Fishesh,

Is any one have recently given interview at accenture?

Kindly help me with the interview process.

like

Hello,

Can anyone refer me for a job opening in accenture?


Thanks in advance.

like

Does running actually ruin your knees or is that just a myth?

like

Hi Guys,

I have 4.6 YOE in Linux and Devops and my current CTC and s 8.2 lpa. I am thinking of switch in my career. How much package should I aim for..
I have experience in below tools
Kubernetes and EKS
Puppet
Nagios
Aws
Fundamentals of Gitlab.

like

Is anyone working somewhere with a hiring freeze right now? I started this job about 6 months ago and I'm worried I'll be the first one out now that they're officially pausing. Should I be looking for another job, and how much will this affect my resume if I get laid off?

like

90% of problems in the legal field would be solved if everyone set internal deadlines 2 days before the actual deadline 😭

like

How has your experience been starting a new job during the global pandemic?

likehelpful

Moving from T2 to McKinsey. How do vacation requests work? I have family and friends getting married this fall in weddings delayed because of covid, but I’ll just have started so wanted to get a sense of how realistic taking vacation this fall would be and how to approach taking it (e.g. mention to HR, staffing). TIA!

like

I travel a lot and have about 50k IG followers with high engagement. How do I contact companies and see if they want me to make a sponsored post?

like

Best Halloween parties in Los Angeles?

like

Off topic - I will be moving to Hyderabad soon and planning to get my Delhi number 4 wheeler along. I don’t plan on changing the registration number. Do cops create problems for outside number vehicles without NOC in Hyderabad?

like

One of my junior associates recently resigned and I've been trying to make an exit myself for several months now. The job market has been really competitive but I am getting closer to getting a new job and moving on. The firm culture isn't great and work-life balance is non existent. My physical and mental health have been suffering, so I really don't think I could stay. How did you avoid the guilt trips from Partners/Senior staff trying to get you to stay?

like

Any insights on Roles and responsibilities of Business analyst Annalect ,work life balance , Organization culture in Annalect India???

like

Hi fellow healthcare 🐠! Vynamic is currently hiring experienced consultants in the NYC market. If you’re looking to make a move, we have great pay and benefits, outstanding work/life balance and solid leadership. Life science/launch experience is a plus, but we’re hiring for experience in all sectors. If interested, DM me and I can answer any questions you have.

like

Looking for referral in JP Morgan for credit analyst role . Location Mumbai/Bangalore preferable@jpmorgan

like

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

like

How do I design my compensation to get maximum tax benefit in Accenture? CTC is 18 lacs (Fixed is 14,20,000).

like

Hello folks, quick qstn -Has notice period increased in Deloitte USI from 60 days to 90 days? Please advise if I'm incorrect. Deloitte

like

What will you be drinking during Social Distancing?

like

Additional Posts in NYC

Let's grab coffee. I can show you around town

like

I am offering one month rent free to sublet my one bed apartment in Battery Park City from April - September. The net effective rent is $2,675 per month.
It's a large space in a luxury apartment building with full suite of amenities, located right on the waterfront and close to many subway stations.
Message me if you're interested.

like

Guys, if you live in a small apt, where do you put your hamper/laundry basket?

like

I think it's the one in New York

like

March for science?

What was the march today about? Was it some Independence Day?

New to NY. Need some recommendations please!

In town for the night. Any recommendations?

Are rooftop bars considered outdoor + won’t have curfew anymore? If not does anyone know any bars/restaurant with drinks in midtown that are outdoor

like

Anyone hiring? Looking for VP/SVP role in equity or fixed income PC. I have over 15 years experience at 4 major banks in nyc area

like

What neighborhood in NYC do you live in? Are you still there, or have you moved out during the pandemic? Has your neighborhood gone downhill with increased crime and homeless all over the streets? I’m looking to hear from everyone what’s going on in different parts of NYC

like

Hey guys, where do you recommend for living near Times Square on a 70-80k base salary-- for my first year in the city? I’m budgeting $1500-2500 for my half as I’m expecting a roommate.

Fishbowl Happy Hour this coming Thursday, 7pm onwards at Brother Jimmy's! Looking forward to meeting everyone!

like

Best restaurant in Manhattan for parents to meet boyfriend? Mainly looking for somewhere quiet and spacious (so we aren’t sitting on top of the people next to us). Can be a nice place, just nothing crazy $$$$

Raise in 6 months? I joined in january and ive since been doing 3 jobs bc few people outside of my team left. Mgr decribed a plan to update my role. How to bring up $ and how much % can I ask for?

I am looking for Data Analyst roles at a good company. I’ve been applying non stop and it hasn’t been working any tips on how I can be successful in the job search process?

like

Does anyone have a great cleaning person they can recommend? Located in chelsea

Can I stop getting notified when people join. I don't care when some one from octagon credit investment joins (no one knows it's you tommy).

like

^very much so

What is the salary as software/website manual and automation QA tester with no experience in New York? I have bachelor's degree major in health science. Is there a lot of open positions in QA?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal