Financial Advisors

For those of you that are self-Employed, how do you obtain affordable health insurance for you and your family? Currently we are under my wife’s insurance and it is 100% paid for By her employer. CONT

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You can’t afford not to pay for the coverage!

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We’re both self employed advisors but young in the biz and recently changed firms so we simply can’t afford the $1300 a month. We’re considering a health share plan that seems affordable and decent coverage

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Look at Aliera Healthcare or Medishare.

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I just have to cover myself and its 450 a month. A few years ago it was 275. I'm pretty healthy but every year it jumps up double digit percentages.

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Christian Healthcare Ministries will offer it inexpensive, good High deductible alternative

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I am contemplating taking an opportunity out of state and that would obviously mean she would have to leave her job. One of the factors to consider is health insurance that will no longer be 100% covered. My wife goes to the doctor for literally everything and anything. So I’m afraid that if we go HDHP, paying for visits out of pocket will add up quickly. I do recognize that with a HDHP we could get an HSA and get some tax benefits but just trying to consider all options. Since I am a CPA, I am considering looking into options through the AICPA but figured I’d come here too...insight is appreciated!

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I’ve had liberty healthshare for 4yrs, they’ve been awesome.

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You buy some from an advisor like us, OP!

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I’d beware of the “Christian” health insurance plans myself. It’s cheap but it’s not insurance. There’s no contractual obligation for them to pay your claims, says so right on the app. I’ve heard many horror stories of major claims that were denied.

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True, but CHM has never missed a claim in over 35 years.

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But they aren't obligated to make one tomorrow

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Say I go into fidelity and put 401k contribution at 100%. Will it just stop my contribution at my max for the year? Assume I’ve already put in 5k

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How much of my salary should I contribute to my 401k?

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EY people, have you gotten your flu shot? Where did you get it? It's not covered at CVS under our insurance 😡

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Any fish can tell what true benefit the healthcare insurance companies offer us? UHC, for example, is 7th on Fortune 500 and made $14B in NI last year for what real product? Looking for serious thoughts here.

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How do you quell the rage when you see posts in other bowls where male consultants talk about not taking off too much time for paternity leave? I wish they had to push a baby out

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Senior tech consultants in Toronto or Canada in general - how much of your paycheck goes to tax, pension, etc.? Do you mind also sharing your income or range?

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What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

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Is Deloitte consulting meal expenses per diem or at acutal cost up to a limit

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Do you purchase any additional insurance beyond a CDW for personal car rentals?

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It’s almost 4 AM and I have not been able to fall asleep. I have been very anxious for the last 2 months, and have tried journaling, meditation, listening to Tibetan bowls, therapy, etc. I feel frustrated because I have taken the “recommended steps” to deal with anxiety, but still I feel like I am not feeling any better. Have others also felt frustrated at their “lack of progress” in improving their mental health? I want to get better, but it’s just so frustrating. Welcome any motivation.

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I’m a lazy investor and don’t want to think about my money, so I invest my Roth IRA and 401K into a Vanguard target fund (2065). Should I be doing more with my money?

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Hi Everyone, New hire in DC here. Which dental and health plan is the best for fresh college grad? Thx

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Average interest rate on health savings accounts?

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Ugh... insurance just retracted and now say they don't cover egg freezing after initially saying they do... has anyone flipped insurance no to yes?

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Benefits of wearing masks: 1) Reduce spread of Covid and save lives 2) By reducing spread, we can open up the economy sooner and get people back to work. Note: we didn’t wear masks during the flu season because Covid is 10x deadlier. Any questions?

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$8K in 401K at 24 years old. Is that bad or good?

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In the final 2 weeks of my Masters Program semester, and I always feel like I am having to make impossible choices between data management, lesson prep, masters, health, and family time. Anyone else?

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Is there a change in health care coverage when you become a partner? And does it extend into retirement or is that just a rumor?

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Anybody else having trouble getting paid from Wunderman Thompson Health NY?

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Poll: what does your firm provide you for Telecom: paid cell phone? Cash for cell phone bill? Reimbursement of home internet costs? Other? My firm is trying to figure out what benefit is typical. Thx!

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Additional Posts

We got to rethink our food habits with this pandemic & to prevent one in the future. Have to see how big the vegan & veg culture is going to be after this!

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How do you create an empathetic school or classroom culture, where kids are generally averse to saying/doing unkind things (or are vocal against those who do/say mean things). Any tips or readings?

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Glad not part of D and the toxic culture anymore. High performer laid off 60 days ago for no reason of mine and ready for next opportunity. Good luck everyone at D

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First time flying out of IAD on a Monday morning, how close to your departure time to you typically arrive (w/ pre-check)?

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Is there any way your coworkers could know ahead of time if somebody and who is getting fired soon? Or is it impossible for staffs/seniors to know this?

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Say I go into fidelity and put 401k contribution at 100%. Will it just stop my contribution at my max for the year? Assume I’ve already put in 5k

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Exit ops for operating model design and enterprise transformation experience?

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Has anyone ever interviewed with one of their clients? What was the process like with your accounting firm?

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I really want to go back for a masters but REALLY nervous about walking away from my salary and not being able to rejoin the firm. Any thoughts?

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Was told I had to leave a Marriott hotel last night mid stay due to a fire alarm compliance issue. They credited 6k points and gave me a room at a nearby Marriott property for the night. Con’t...

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Has “We need to get back to normal ASAP!” been drilled into your head as well? I don’t see things going back to normal for A WHILE.

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Folks where is the best place in Chicago on wed night to take a client for a lounge drink and food? Good vibes but not too loud??

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Early flight AND upgraded - best combo! 😎

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Hi guys! I got passed over for an M promotion at Big 4(6 years post MBA experience) I have a broad strategy and servjce innovation background. Want to start looking outside (preferably tech) but unsure what skillsets to build up/focus on. What comparable positions exist in FAANG and what skills do they look for? Do I need to get any tech trainings in place?

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Got email from informing that my application was not selected...what should I do next? OPT ending in July and not eligible for STEM. Should I reach out to the H1B team and my project to let them know?

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I was “upgraded” to a room that has a hotel flood light outside that is directly pointed at my window in the Westin. I have woken up every hour because of it. What should I ask for besides a new room?

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Do you get it? 😉

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‪because my client insists on scanning documents as pictures i’ve spent an hour converting images to text ‬

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Getting frustrated with AA. Home base @ Chicago. Anyone shifted over to Delta? Yay or nay and why?

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How much of my salary should I contribute to my 401k?

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