For those of you that are self-Employed, how do you obtain affordable health insurance for you and your family? Currently we are under my wife’s insurance and it is 100% paid for By her employer. CONT

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Posting as :
works at
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You can’t afford not to pay for the coverage!

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We’re both self employed advisors but young in the biz and recently changed firms so we simply can’t afford the $1300 a month. We’re considering a health share plan that seems affordable and decent coverage

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Look at Aliera Healthcare or Medishare.

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I just have to cover myself and its 450 a month. A few years ago it was 275. I'm pretty healthy but every year it jumps up double digit percentages.

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Christian Healthcare Ministries will offer it inexpensive, good High deductible alternative

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I am contemplating taking an opportunity out of state and that would obviously mean she would have to leave her job. One of the factors to consider is health insurance that will no longer be 100% covered. My wife goes to the doctor for literally everything and anything. So I’m afraid that if we go HDHP, paying for visits out of pocket will add up quickly. I do recognize that with a HDHP we could get an HSA and get some tax benefits but just trying to consider all options. Since I am a CPA, I am considering looking into options through the AICPA but figured I’d come here too...insight is appreciated!

I’ve had liberty healthshare for 4yrs, they’ve been awesome.

You buy some from an advisor like us, OP!

I’d beware of the “Christian” health insurance plans myself. It’s cheap but it’s not insurance. There’s no contractual obligation for them to pay your claims, says so right on the app. I’ve heard many horror stories of major claims that were denied.

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True, but CHM has never missed a claim in over 35 years.

But they aren't obligated to make one tomorrow

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