Going into the new years just curious to set some financial benchmarks for me and my wife. What is the retirement number, current and retirement age and current gross household income for different folks living in GTA area and how do you plan on achieving that?

For e.g current age 30, retire at 55 years of age with x million CAD while staying in GTA and gross household income currently is 230k.
Plan to invest x CAD per month into assets assuming a return of y%

What side gigs do you have, how did you identify the side gig, and how much net income do you make a month from your side gig?
Go!

anyone see the irony in the fact that one of the only coins to hold steady in dollar value during this entire mess is TRX, which was berated by all prior to the crash? :p too bad I don’t own any 😭

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

i'm looking into getting an american express credit card.. this will be my first credit card, i do a lot of driving and traveling what would be the best one to get?

Did you watch 60 minutes section about student loan forgiveness? I am in my 8th year of teaching and this news of 9 out of 10 getting declined for approval of the Publc Service loans concerns me. There's no way that I will pay this off before retirement , and now to hear about the confusing rules. What do you think?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Recs on good rental insurance? 3 apts in my neighborhood were broken into and I’m looking for a good but not pricey option

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I bought STX at 1.60 and locked it up “stacking” it for six months to earn BTC yield - opens up in October.

Think i lost my money? Lol. In retrospect this wasn’t the wisest decision.

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Anyone here willing to explain their thesis on bitcoin? Thanks!

Does anyone have any book recommendations for information on buying a house?

We flew back from Ireland today on Delta. Our connecting flight from JFK at 6:10 was cancelled while we were flying over the Atlantic Ocean, and we were rebooked on a 3:40 instead (2.5 hours earlier) but not notified. I received no email, text or app notification of the flight cancellation or the new flight we were placed on, so we missed it. They now cannot get us home tonight and won’t even guarantee they can get us home tomorrow, impacting my work, (cont)…

I feel like I die a little inside every time someone cites Wikipedia instead of actual research

Any insight on the growth opportunities, learning, work in data science in the Applied Intelligence India team?

#Heardle #14

🔊🟩⬜️⬜️⬜️⬜️⬜️

wondering if any consultants here have switched to IB? And if so, what’s the process for doing so!

Can any one refer me to Mercer for java technology?
Yoe: 2 years
Skillset: java springboot, microservices, Rest API, Hibernate.

The biggest thing I keep running and running around my head- after 8 months, why did he drop me? When he texted ending it l….it wasn’t me, like we weren’t us, his words were from someone else, like I didn’t matter. It doesn’t matter how much it wasn’t about me, how he chose to end it, and that’s what crushed me. Who I thought I knew was wrong. I want to know how close he was to loving me.

To do an ERA or not before transfer is the question. My clinic said currently the recommendation is to only do an ERA with multiple transfer fails, but I’ve read about ERA’s for those with recurrent pregnancy loss as well. Anyone go through this experience?

Hi,

Does IBM retract offer letter if they are not ready to match counter offer?

Anyone looking for a apartment in Philadelphia? Would include an already existing roommate but rent is ~1100 a month and you’d have your own bedroom and bathroom. Apartment is in center city area.

Who are worse: Altima drivers or Dodge Journey drivers?

I have an interview for a role in Quality, specifically ER. I have no ER experience but have med surg, oncology, home care, and OR so I was just planning on talking about how all my previous RN roles have involved process improvements. Any other helpful suggestions?

After ~20-30 min on a call, I stop paying attention.

Had anyone gone from a med tech (MT/MLS) to LIS? What the pay more or less? I was offered a position with their second offer being 7k less than I make now. How can I negotiate more even if it’s a “change of career”..

Hi Fishes, This is regarding Citi India, How much time will it take to complete BGV process after we got offer letter. Also how much time usually it takes to get joining date after BGV process completion. Thanks in advance!! Citicorp services india pvt ltd

Hi Fishes

Can anyone tell me hsbc gurgaon office address?

Looking for a stylus for older iPad models (non pencil compatible) fit notes taking ... any recommendations ?

Travel - didn’t see it unless I missed the thread. What’s the travel % right now for SM/P and does it depend on capability team or same % across the board?

Hey guys I’ve 3 years of US Government consulting experience in Data Analytics and reporting for decision making and I have to move Canada because of personal reasons.

Can anyone help me out with landing an opportunity? I’ve Canadian Permanent Residency.

Would you move to NYC if you found a job there and can afford the lifestyle / rent? Not sure if I should do it, GF would rather stay here.. any advice?

Where can I get a Tux? Nothing too crazy <$1500

Is Toronto as boring and quiet as this bowl ?

Any 🐠 working in Montreal or have worked there before? Thinking of relocating from Toronto and curious to hear about the type of work being done / how the consulting community is over there.

Are there any VC firms in Toronto/Canada with comparable pay to Consulting?

Can someone offer some advice on how to potentially join finance transformation at the Big 4?

Any McK people out there who would be willing to have a quick chat? Considering applying for the associate role. Would love get some feedback/guidance on the application/interview process.
TIA

Might get an offer from Capco Canada. Any idea the range of a salary for a Senior Consultant? Not sure to what extent Glassdoor values can be trusted.

Morning all. I am looking for a favour/solid advice. I've been in the interview process for a dream role over the past month or so and just found out I didn't get the job after final round 🙃.

Unfortunately this isn't the first time this has happened during the past year searching. Looking for a SC level role within healthcare/public sector consulting firm. I know the job scene is a bit miserable currently but if anyone in the bowl is aware of a role I would love to have a chat.

Thanks all

I received my PR and want to start looking for jobs in Canada. Don’t want to transition to current company’s Canadian office as I have burnt bridges here. US Mid tier MBA + 2 years in Consulting contd

What kind of projects and clients does Strategy& have in Toronto?
Also does anyone know the salary range for a manager?

Guys, what platform do you use to trade US stock?

ZS fish, possible to come in and work 50-55 hours a week? Or should I expect 60+? Interested in firm & work but just can’t keep working from 9-10 every day anymore. Wondering if I should apply or just hang up the hat and go to industry

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

Rough TC benchmark for mid level corp dev (mix of m&a and strategy) role at a midsize private co in Toronto?
Lots of data on US corp dev TC, but not much for Toronto

Hello All,

I am having over 9 years of experience as oracle application database administrator and currently pursuing my masters at university of Windsor Canada.

I am looking for co-op and full term opportunities. Please let me know if you have any recommendations.

Thanks,
Shruthi