I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

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You should still be able to contribute to a traditional IRA. Also, if your employer has the option, you can contribute to an after-tax 401k and convert to your Roth IRA via a mega back door

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& my car is from early 2000s so probably not good for renting out. But, hey! no monthly payment. 😎 I refuse to buy a car where I'll need a monthly payment. So I'll also be saving for another used car for when the inevitable comes.

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Don’t just contribute to a traditional IRA. It really isn’t great if you don’t get any tax benefit. If you don’t already have Trad IRA funds, use the Trad IRA to do a backdoor roth.

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This ^^

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