I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

I seem to have over contributed to my HSA by ~$50. Is it even worth it to withdraw if my HSA charges $20 for processing an excess distribution request?

I’m saving up for a first home (3-5 yrs out, 30k saved) and looking for insights on safe amount to spend. HHI 300k (very recently doubled), 30k student debt, children in next few years, 29yo. We enjoy spending on vacations and hobbies so lower fixed costs, and interested in FI. Trying to figure out a balance between getting a dream home but setting up a secure future. We live in NE so housing and tax is high and stressed by the sticker. Any insights would be appreciated

Hi! I have many years of experience in Compensation and Benefits (HR) strategies to attract, retain and motivate talents in big corporations. I want to find a way to bring solutions for startups and entrepeneurs that are already in the need of such support for their own companies. I want to find ways to bring meaningful and practical solutions at reasonable costs for these organizations. Any ideas on how to become aware of their specific needs? C&B, talent management, performance appraisal.

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

Can you explain why you would stake OHM? Seems like you are just buying SHOM by staking (which has actually lost value when it was supposed to be making crazy 8K% APYs). Number of coins doesn’t grow, just their value. What am I missing?

What is a reasonable monthly budget for single folks living in Manhattan? I eat out rarely - maybe 2x / week and have the usual high 1BR rent + Wi-Fi + electricity and am netting monthly expenses at around 4K. Any other ideas on managing your money better?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Beginner here. I'm trying to use my points to buy a flight to Puerto Rico. If Delta costs me 55k points on my Amex (valued at $600 per Points Guy), versus United which costs me 60k points (valued at $700), shouldn't I still just go with the Delta cause I'm spending less points?

I e-filed my tax return around 3/20, received federal return in early april, but no news for NYS one. Is this normal? When I checked on the NYS website it just says that it’s being processed and no further information available 😢

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

In retrospect, what a wasted opportunity for whoever was posting as Q to not do some pump and dump stock move in late October.

Anyone here willing to explain their thesis on bitcoin? Thanks!

Taking a gamble here. 25 OXY $16Cs for 4/9 and 25 OXY $17Cs for 4/9. $0.20 and $0.08 respectively. Very high risk but have gains on other OXY trade that I don’t mind risking on this.

Has your firm restored your pay? Is it worth considering jumping to another firm that is going to pay you what you’re worth? Don’t know about the rest of you, by my student loan interest rates aren’t getting any lower.

Started at a big firm in July with high hopes- in the career path I wanted and I would be joining with other new grads.
After onboarding, it’s as if my team forgets about us every day. The training is non existent, there doesn’t seem to be any initiative to invest in new hires, my manager scolds me for not knowing enough yet gives no direction. I don’t want to waste time (colleagues mentioned it doesn’t get much better from here). Do I embrace the suck or look for other opportunities?

Let's build a playlist! Share what artist. songs or podcasts you like to listen to while spending hours writing endless amounts of code.

Is it worth it to make managing director at a Big Four firm?

To all who have exited from life sciences consulting, what firm did you work at, what did you exit into, and how is it going?

Are there any CDs working on Post Mates, Grub hub or Door dash. I just wrote out a whole campaign for fun. Print, commercials, activations, etc. Would love to pitch it.

Every walkthrough that lasts longer than 2 hours makes me want to quit

Anybody working in Pegasystems, Please Dm me or reply I will connect.
Kinda urgent so please repky fast.

Is Integration Engineer position at Zoom worth joining coming from Software Engineer position?

Suggestions on Product based Companies for "Business Analyst/Product Owner/Project Manager" Roles under US Healthcare domain would be of great help 😊

Anyone use Ashwagandha? What type/brand?

Jr. Cw Salary in LA?

What is the salary as software/website manual and automation QA tester with no experience in New York? I have bachelor's degree major in health science. Is there a lot of open positions in QA?

“Those glasses don’t make you look younger, they make you look older—but slightly more cool.”

🥺

How come I have to pay $116 out of pocket for my dental exam and cleaning? Is this covered by your firm’s dental coverage plan?

How do you deal with a coworker you just simply don't like as a person?

What does everyone wear for client meetings in a WFH setting

Hi there!!

🥰🥰
I just want to say that I'm queer and married, in a Cis-hetero passing relationship 🤭

Do we have to talk about dating like all the time?

Can't we talk about other stuff? Like promoting THE AGENDA (jk)

No, but FR let's talk about being open and accepted in the workplace? How did you do that? How (un) friendly is the work environment?

Thankyaaaaaaaalll 😘😘😘

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Who’s on their way to FAT FIRE?

Was just on a call with my mother who claimed someone helped her bought an investment target that has high consistent return (>25%) without loss to principal and low risk. Is this possible?

Am secretly freaking out because she doesn’t know what she bought. It is her own money but I wonder if it is my place to step in…

Question, if you pay off your house isn’t a 100k salary more than enough to sustain a good lifestyle? My goal has always been to payoff my mortgage then find a really easy analyst role to sustain my expenses. Assuming I’m a director/VP by the time my mortgage is paid off I’d probably be able to do an analyst 40hr week in like 10hrs. Esp at some of these low expectation companies. What do y’all think about this plan?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Are we on recession? My portfolio is super down - low cost ETF investor here

Wwyd if you were me: we have more cash than we need in savings account (not a ton more, but more than our usual emergency / buffer). Have $20k left on car loan at 3.5%. Normal I’d invest the extra cash and keep loans. But with markets and inflation as they are, should I just pay the loan off?

Anyone have any good realtors in the Greenville SC area who know the VA loan?

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

Do you count your car as part of your NW on Mint/other trackers?

What’s your FIRE target age (where you no longer maintain a salary job)?

Kicking myself for not moving more of my retirement out of growth stocks and into inflation protected assets earlier this year. It should have been so obvious this was going to happen after all the events of 2020 and 2021.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

What stocks are you guy guys buying right now in this market?