got paid this week. How much do you guys (after taxes, 401k) save, invest, or spend for whatever?

likehelpful
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Yes money rulez

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20% savings in 401k, 30% I put in my own stock /bond portfolio, 30% mortgage payments en 20% spending on fun

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Tbh I have 0% in bonds fuck bonds

likefunny

Max HSA, Max IRA, 8% 401k, ~20% in taxable portfolio, rest goes bye bye

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5% 401k (company matches), 2% company stock (company matches), 10% personal savings. The rest I spend on monthly expenses. I’m in HCOL by myself so it’s hard to save more than that

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50% on expenses (groceries and rent), 5% on entertainment (going out, social stuff), 45% to savings (build up emergency fund, roth ira, savings account)

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What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

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Just sold all my remaining LTC. Bought at $50. Waiting for another dip of ETH below $707 then buy ETH and buy LTC if below $80...

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This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

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Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

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PSA, you can transfer your car loan to an interest free credit card. Got 18 months interest free with BOA and a 20k credit limit. Transferred my car loan and I am no longer paying interest

likehelpful

So I've been reading about opportunity zones. Is anyone investing in the area? I had some questions I wanted to ask

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At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

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How does pwc’s wealth builder plan work ?

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Let’s talk finances. How are you all paying for this? Loans, I assume, but any strategies?
In early 2021, better to try to max out retirement accounts to maximize financial aid or to just start saving?
200k is so much.

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Who’s ready for more rediculous tax law changes which will help middle America subsidize healthcare costs that we can blame on the rich who donate millions to politicians who pass all the legislation?

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Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

helpful

Hi.. I am happy to join here. Seems to be an amazing platform.

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Hi fishes,

I am new here, canu please help me in getting 11 likes to active my dm feature

likeupliftingsmart

Larsen & Toubro Infotech When is the appraisal at LTI ?
When is the cut off joining date to be elegibile for the appraisal ?
When does the increament get effective from?
When does the variable payout happen ?

Larsen & Toubro Infotech

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I'll go first
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Yoe-7.5
Tech- fullstack

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