So I've been reading about opportunity zones. Is anyone investing in the area? I had some questions I wanted to ask

Who all is looking to buy a house and in what area?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Off Topic:

I am staying in rent in bengalore and my house owner has hiked the rent by 70%. Question to People staying on rent, is everyone facing issues like this? What is the ideal rent for a 2bhk in your locality/society?

Where online can you invest in rental properties/real estate as a non-accredited investor?

amex platinum >>>> csr if you think about it

Is there any bowl that discusses crypto investments?

Anyone know if you can cancel your Chase Sapphire Preferred after 3 years and get Chase Reserve and still be eligible for the signup bonus points?

How long does it take Amex to post points? My latest statement is from 12/28, and I still can’t see the points

I currently have both of my retirement IRAs in SPY (Roth & Traditional). I rarely ever see anyone here invested in SPY, it's usually a vanguard fund like VOO, VTI, VXX etc. What's you're reasoning behind that, and alternatively if you're in SPY, why?

As an investor, do you choose longer or shorter amortization periods when paying off your mortgage and why? Will return on investment be higher if the amortization period is longer?

Is it unwise to be investing for my future mortgage down payment? I hear to keep it in savings, but this isn't exactly short-term. It will take me at least 5 years to accrue what I need, and even longer if I have to just save up for it in cash.

I am so kicking myself for not buying BTC like three years ago when I was toying with the idea. Any ideas where to start now? Prices look frothy.

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

PSA, you can transfer your car loan to an interest free credit card. Got 18 months interest free with BOA and a 20k credit limit. Transferred my car loan and I am no longer paying interest

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

260K base HHI and no debt. What is the max you would spend on housing? Take home is $11,000 after maxing out all tax-advantaged accounts. I was thinking $4000 a month, but not sure if it is too aggressive.

Four words - Invest. In. Amazon. Stock.

110% Return on investment ( 1 year) and still projected to keep growing...

Laughable that banks and traditional 401k give you less than 5

What types of questions/polls/posts do you want to see/discuss?

Hiii Fishies, can you please help me?

Poll: single / dating / partnered..? The stresses of the traveling consultant lifestyle and the fickleness of the gay male have made it nearly impossible to date consistently. Do y'all agree?

I am in a long distance relationship with someone who is currently in B school. He spends pretty much all his breaks and holidays traveling with his classmates. Most of the time I am fine. But for some important holidays and my birthday, I told him we should spend time together. He just said it’s more important for him to bond with his classmates and ignore my ask. It’s really disappointing and I don’t know what else to tell him. Is that a reasonable ask or am I being dramatic?

Hi Fishies,

How much can i demand for having 3.5 Yr in Java, Springboot, Microservices knowledge. Current ctc is 11 LPA.

Hi All, I have an urgent query regarding TCS BGC process. My issue is that I have worked in X, Y and Z companies.
In X company I worked for 26months but my pf account is there for last 13months, before that my salary was very low so sometimes I got salary in hand or in pay cheque. I do have salary account statement for most of the months except 3-4 months in between my tenure. Will I face any issue for this?
Note: I do have good relationship with X company.
Please give your valuable suggestions.

Where could I go to request a national union to bring a representative to my SD, anonymously?

How to overcome a breakup. I'm heartbroken 😭

So, a recruiter sent me a HackerRank assessment and I went to complete it and it was so easy? Is this a red flag or a shit test or something? Like there was a number sequence: “1234567”, and it corresponded to a word: “Surgeon”. Then it was the word: “Snore”, which corresponded to “36425”. and then I had to figure out the number that corresponded to: “Rogue”. It just seemed too easy, why even have it besides creating another barrier to a possible offer? Should I tread carefully here?

For those working in house, how much “from scratch” document drafting are you doing vs. reviewing and revising “outside documents”. For example, if your company wants to enter into a joint venture company with another entity, are you drafting the company agreement “from scratch” or is it based on internal forms? Or are you getting outside counsel to do it?

At what point do you disconnect from Slack? Do you feel guilty if you take the night off completely?

Getting ready to study for the CAMS exam. Do I need anything extra besides just studying the study guide and practice exam over and over. I’ve read online about people using AML assassin; is it worth it?

Any insight into EY’s IFCS practice? Thinking of applying to their open staff role from another firm, I’d be transferring out of audit.

Any companies hiring for Forensic Accounting (Investigations, Litigations, AML, etc.) I have both my CPA and CFE.

What are some fun things to do in NYC around Christmas time? The only thing on my list so far is ice skating at Rockefeller

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

Will there be any tax implications from Venmo transactions in FY21 given the new fees they introduced earlier this year? Neither I nor any people I have transacted with this past year have noted that anything was for goods/services regardless if that was actually the case so am wondering if there will be any changes as to how things are accounted for or if any new forms are being issued.

For those of you invested primary in index funds, do you have a combination you'd recommend? I'm 31yrs and currently have about $400k invested in a few stocks, mutual funds and ETFs. I think I want to start shifting everything towards ETFs to keep things simple and just let it build value. Thoughts?

Any recommendations for RPA stocks?

Used savings to pay for business school, so now that I graduated I’m rebuilding my emergency savings. Do I both save and invest in Roth each month (in addition to 401(k) contributions) or do I put everything back in HYSA?

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Looks like stocks are back on sale

How do you vet tax accountants to tell if they're good or not? How much do you spend on them for annual filing?

Where do you buy dogecoin?

Does anyone put money into CDs anymore?

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

New start coming out of undergrad - other than maxing out 401k contribution to 18.5k in the year, what other low hanging fruit should I get? (I.e. I’ve heard of a Roth ira but not sure what it is)

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

Left the previous firm, should I rollover to current firm’s 401k or rollover to my Roth IRA? (Currently has contributed $2k so far) would the amount (8k) rollover to my IRA exceed the $5500?

The only ones who get hurt riding a roller coaster are the ones who jump off. Don't panic and sell, everyone! Time in the market > timing the market.