Had posted about this earlier in the year, but in India now and noticing US credit card gets declined in most places except big stores and chains. It’s not the issuers problem, there is some other systemic issue in India. What’s the deal?

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UPI has no transaction charges. Why would they pay a commission if they can force you to UPI or Rupay .

I was in NCR region last month, my credit card worked everywhere.Even Apple Pay.

I'm in Mumbai and my cards have worked everywhere even the small local bakeries

Never had this issue and I just got back from India two days ago. Used my jpm chase cc everywhere from apple stores, to the local corner shop and it always worked

Big fight between gov and VISA, Mastercard etc. It used to work fine but now it works only on Amazon like big player. It's bit inconvenient but I support the move. Have been hearing great things about UPI from friends in India. I am thinking of opening Axis bank NRI account.

A bit inconvenient? How are foreign tourists surviving in India if their credit cards don’t work?

Again. This is not a thing. My cc worked perfectly fine across every conceivable scenario and so did my girlfriend's who is an American with a cc from a small credit union in the Midwest. No problema

I know it’s weird and I couldn’t figure out why . The same card works in big stores but not at smaller places where they swipe using an extension on their phones

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