Has anyone been a loan originator? If so, how do you like it?


Do you make a decent living? What are the pros and cons?

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

🔮 Looking for some buys with my new found gains in ETH 🔮

Favourite money saving hacks? Signed, Broke in New York.

Thoughts on credit funds? Immediate start offer is tempting.

We are 3 guys looking for a 3bhk flat in Kharadi/ Viman Nagar/ Kalyani Nagar

Budget:
If unfurnished 40k
If furnished 45/50k

Brokerage: Atmost 1 month is acceptable

Any lead is appreciated. Even relevant broker contact

TIA

Do we have option to include stock in salary structure in FIS to save income tax?

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

Hi! Anyone attend law school part-time while working full time? If so, would you be willing to share the total debt you graduated with? I only ask because I have not been able to find any info related to this online (only stats on full-time students).

I will be submitting applications to schools in one month, but really want to gain a better understanding of finances during and after graduating from law school.

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Buy/lease now or defer to Q1-2023?

My car broke (engine seized, 10y old). I am interested in 530i ($62k price), however 3year lease is $1,000+ monthly (with $5k down). Monthly lesse payment is 50% more than bmw advertised offers (“south FL dealers are not participating in the program”)

Q to car gurus/experts- should I defer purchase/lease for 6 months? My logic, the impending recession will reduce demand and we will go back to more balanced market (lower prices with negotiation).

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Hi guys any one dealt with DeVere for managing his investment portfolio, how was your experience?

Pretty new to stocks and investing I would like to invest $200-$300 a month in an ETF index fund which do you guys recommend? Also would like to invest some money monthly in a more risky stock which do you guys recommend?

For rent paid below 1 lakh there is no need to submit landlord's PAN. I have calculated based on my HRA and if I show rent paid as around 96k my tax refund will be around 13k.

However there is no rent agreement or rent receipts.

Will it be a problem later on if I show this in my ITR?

How does the housing market work exactly, like, what determines whether prices go up or down?

Does Phoenix trend conservative politically?

What is the pay range for supervising associate?
Yoe 9.5

Looking for Java, Springboot Developers. Kindly DM if you looking out for change if having experience in these Skill-set.

Location is not a constrainst as hiring PAN-INDIA.

Flexible work culture with Prominent WFH.

P.S: Currently hiring very aggressively, can offer better CTC as per the market standards.

Does MBB take summer interns pre-mba? I’m doing the 1-Y program at Kellogg but wanted to see if they would do an internship right before the program starts? Curious if anyone has done that or know of people who have?

Best consulting firms to work for in Hartford CT area?

When you're pretty sure it would be easier to survive Game of Thrones as a main character for 6 seasons than to rewrite the 40 page walkthrough correctly. 🙄🙄💀💀

£200 for WFH equipment , what are you fishes getting

Got offered 115K with 25-30% bonus for a fund accountant role with 3 years of public experience. Is that normal? Seems like really high. I live in NY to clarify. Combination of Big 4 and midsize experience. What’s the normal salary range for ppl in that range?

Moving to San Diego soon and would like to know How’s the East Village neighborhood? Would you recommend to live there? What’s the neighborhood like?

Hi Fishes ,
From tcs I got mail to upload documents 20 days before (10th June)

There was no documents section under my profile in tcs I begin portal. One of HR confirmed that they are creating new EP id for me

Can anyone help me how much time this takes ? Most of the times no HR is replying to my mails and calls not answering

How much we can expect for 2 yoe having .net with angular and blazor as tech stack.

Hi I worked as a surgical Neurophysiologist. How much surgical Neurophysiologist make in Toronto. Is there any body have an idea about this

Killer freelance gig just came my way, but I can’t take it. I want to send some great talent their way - experienced (5+ yrs at least) preferred. See below...

Seems like we dropped out of the Vault Consulting 50 this year

Thoughts anybody? Not sure what’s driving our steady decline there

Hey everyone!
I have passed L1 and L2 interviews in Birlasoft, have HR interview tomorrow.
Profile - python AWS developer
Work exp - 2.5 years, Wipro Limited
How much hike should I expect/ask for?

Best hotel in Phoenix? Prefer Marriott but open to others if it’s a great spot.

Can I get a commercial loan without 25% down?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

What's the best city in UK to buy a buy to let property, with best returns?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Someone asked me if it’s a good time to sell vs buy. So I explained that we’re in a seller’s market, then realized i lost a potential buyer. To what extent should I be transparent in this market?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Do you thank your tenants for paying the rent? A quick thank you text?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Anyone punched out of state 4-10 unit apt building? How did you find the listing?