Did Marcus just drop to 1.05% overnight? Lol my account is 5 days old...haha

At what point would/do you plan to pay off your student loans in full? Say you have $30k in student loans. Would you wait until you have $30k in savings? Or $40k to have a $10k emergency savings buffer? And so on. This is assuming you make the monthly payments until you pay in full of course. I understand this will vary based on your financial strategy but would love to hear some insight on what you chose/will choose and why!

How much can we save in Canada Onsite ? Tech lead role. Avg sal in glass door is $80k .

Moving to NYC soon for an entry level salary in IBD- what taxes can I expect to pay?

Are there any tax benefits from working from home?

Does the firm stop withholding Social Security taxes from your paycheck when you hit the maximum taxable earnings for the year? I.e. will my net paycheck suddenly increase one magical pay period?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Where do you guys go with new money under an advisory minimum for a year or so? Multiple clients saving 5-10k per month. A sh., C sh., ETF’s, other? Believe it or not, I don’t push WL insurance to all

Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

Safest wallets / exchanges for buying VET and safe moon? 😭

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Does it make sense to max out my 401k if I want to retire by 40-45?

Currently single with no major financial obligations (no debt, no car, etc.). I feel like I make decent money ($225k) but somehow can’t seem to save at all. Anyone else feel like this?

Marcus HYSA rate cut down to 2.0% :(

Should I put $20K towards my student loan balance of $230K before the no-interest period ends or max out my 401k, which I have contributed nothing to this year. I’m 25. Employee matches 4%.

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

Does anybody contribute non deductible $$s to their traditional IRA? Should I or should I not do it?

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Nightmare scenario and need your help. I moved into a new place in august knowing I was going to be WFH. Quiet, lots of light.

They just started construction right next to my building with all day noise, including a bull dozer and heavy machinery coming within 6 feet of my window. We’re also on the second floor so I mean RIGHT NEXT TO MY WINDOW.

I also have a bunch of men starting at me all day on too of the noise triggering my migraines. What can I do?

How to get udemy access in iqvia? Do we need special approval? Please suggest

Hey , i want to know the transport facility in cognizant Gurgaon as i am not getting proper information from HR for Day shift role. Can someone please help. Its an urgent request.

For anyone going temp-to-perm or anyone who already has, did you negotiate anything into your temp contract about revisiting the option for perm? ie, say, in 6 months, discuss perm options? Thanks!!

Slow meteor shower + Celeste + Free DIYs along beach!

Dodo code: MK9FQ

Island will be open for the next hour or so.

What salary to expect with TCS HR for 2.9 YOE in plsql development.
CCTC-3.2LPA
Offer in hand-6.3LPA

EAs who manage people / have direct reports -- did your title change when you took on people management? What is your official title now?

(Context - trying to decide what title to recommend for EAs in our org who now manage people. Currently, we have multiple levels, but all EAs have the "Executive Assistant" title regardless of seniority / level / manager status.)

Random, but valid/persistent thought.

After 2 years of a pandemic and working independently for many years, I am not feeling interviews AT ALL. There are points in the interview where I want to just say "Look! Either hire me or don't".

How can I get over this feeling? I'm over the whole "stand in the line of fire to prove how good I am" bs. Any recommendations for getting over this or possible industries to pivot into to avoid bs interview processes and ghosting?

My new agency’s healthcare plan only has ONE physician in NYC listed as in-network... is a plan this limited the norm?!

I've seen a couple posts about unionizing, anyone know anything about the potential Kaiser strike in early October? Saw online that they're already hiring for scabs, $3400-$5950 + housing, travel transportation, and per diem. And this is for techs!!!

Hi

Is anyone able to access prudent mediassist portal to submit claim after new entollment ?

5th September is my last working day at Infosys. Yoe=4+ yrs
Tech= aws devops
I hold an offer of 18LPA from KPMG with joining date of 7th September. (Wfh)
I applied at Workday on 15th May and went through 7 technical rounds of interview and received a verbal offer letter of 21LPA (hybrid)
Now apparently their technical panel "forgot" about the interview and wants to have a discussion again as 8th technical interview. HR says their joining date will be 19th September.

Should i join KPMG?

How much we can expect for 2 yoe having .net with angular and blazor as tech stack.

How much % raise they usually offer for the one getting promoted from 601 —> 602?

Also, how much % raise one can ask for?

Hi Fishes,
What are general responsibilities of BA4 designated employee in Barclays as Salesforce developer?

Anyone with insight into the real estate group in Orrick’s LA office?

Any references for good tutoring services for the bar? Repeat taker and want to make sure I pass this time. I’ve already looked at the tutoring that barbri etc offer and I am looking for a person/service which isn’t part of a course. TIA!

Anyone looking for a roommate in NYC? F. 31. Move-in date: May. Budget: flexible, but preferably around $3000 or less per person. Neighborhood: north of 14th street. Please DM me. Thanks!

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

Has anyone found a good mutual fund that matches Dave Ramsey's recommendations? I've always dumped into an s&p500 index fund, but have some time to explore other options. Curious where to start.

AMZN buy more or hold?

I own two commercial rentals in heart of a tier 1 city. Opposite to my space is a mom and pop store. I have become somewhat friends with the owners of the mom and pop store over the years and they would do one of favors for me when I asked to take care of the rentals. Now the commercial rental is vacant and I have been approached by a mid size chain for potential agreement. The dilemma is that the big box store is direct competition to the mom and pop store. What would you do ?

Wow, anyone that cashed in on travel industry(cruises, airlines) is looking real lucky! Should probably cash out today though, right?

I might come off as naive here. But how is options trading different from setting a limit buy or limit sell. Any beginner article I can read up on options?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

If I have 6+ months of expenses in investments in a brokerage account, do I need an emergency fund? Totally clear on the purpose of an emergency fund, but a brokerage account seems pretty liquid and the market would need to crash to a significant level to a point where I could no longer rely on this to liquidate and live off of if needed. Is it crazy to put my emergency fund to work by buying VOO with plan for a long time hold?

25 95k net worth, at what point would it be worth it to have someone managing my money in the stock market rather than doing it myself? when I hit 200k net worth?

For reference I do my own investing now but don’t really understand a lot of it and am not particularly interested in reading up…

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Did anyone get a jumbo loan with less than 20% down?

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

What stocks are you betting on for 2018?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

How much do you keep in the bank vs brokerage?

EY fish - any suggestions for options within our 401k if I want to pull out of FXAIX (S&P 500 Index) and cool my heels for a while? I like the idea of bonds or gold equivalent (or cash I guess) but not sure which option is best. Perhaps VIPIX?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)