Heard mention of giving a cash offer (with proof you have liquid assets to cover the purchase) and then using a mortgage anyway. Is that a thing? Didn’t make sense to me because cash advantage is quick closings and mortgage would take a while. Or is there more to it?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

When is the Bitcoin bubble going to pop?

Does EY let you keep Amex rewards points?

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

How do filmmakers find investors?

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Anyone received Sodexo amount credited in your account for this month??? Still I didn't get the Sodexo amount

Base is at 180k, after tax, insurance , 401k and ESPP (max out), my bi-weekly pay is only like 3600 (like 8000 monthly). Can people really save this kind of money, or most people rely on their stock appreciation?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

Hi new to crypto! What apps/sites would you all recommend to start investing? I have Robinhood but it doesn’t have a lot of the crypto options

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Maxed out Roth IRA contributions when I wasn't eligible for 2021 (got a salary bump mid year). Do I need to recharacterize? It's a very small account that's been open for only two years. That's the only IRA account I own. Do I need to open a traditional IRA and roll over 6k + realized gains into that account and keep the Roth IRA. So confused how this works and got conflicting information from Merrill.

Joining D soon as manager. Can we use Interactivebroker for stock trading?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Why does the purchase agreement call for a FIRPTA when no real estate is being purchased?

What is the value of / case for hiring a wealth manager with management fees (say 1% of holdings) as opposed to investing directly in ETFs/index funds yourself (through any of the brokers like Fidelity, Vanguard, etc.)?

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Hello Fishes

What's the future of SAP BTP (Business Technology Platform) I have been offered this role.

Anyone go from SaaS / licensing sales to services (strategy & implementation) sales?

I'm thinking of moving from large cap tech to large cap consultancy firm to help build the resume and round out my experience. I enjoy and do well in licensing, but I'm fairly young in my career (<6 years) and received a great offer to make the move.

Big fan of the org and team I'll be joining as well.

Thanks!!

TC ~$300K

Just starting in cloud work, what certs would you recommend to start the learning process? AWS, Microsoft, Comptia etc…TIA!

Hy guys
I’m looking for a job as a associate project manager, in market research company. Like CINT , KANATAR and all. Can any one help me in this!
Thanks in advance

Does anyone know anything about the salary range for a senior consultant in Abu Dhabi? I may be moving out there and wondering what to expect? I’ve been in consulting for one year post MBA

Hi all!
My mother in law got scammed by a con artist from the UK online and lost $7K (damn you Facebook!)

Her status in the US is currently complicated and she doesn’t have a green card(tho she’s working on it), my wife(her daughter) is American.

I want to report this to the FBI’s elder fraud department but I don’t want to complicate her situation even more.

Does anyone know if criminal stuff like this and immigration related things are separated?

I am getting an offer from JPMorgan. Salary would be 15-18k plz gross monthly. I am a family of 3. Will that be sufficient salary. Please advise

Hi fihes, need some urgent advice. I have an offer letter from IBM but they had given me joining location of Kolkata and DOJ 1st November. I want my location to be changed to Bangalore. Can I ask HR? Do they entertain such requests or will they revoke the offer?

why do famous celebrities rarely go to prison for crimes they commit?

How is work life balance at Citi Risk Team?

Hi All,

What should be my salary expectation for Data Engineer role with 6YOE in Adidas?
Location: Tech Hub
Role: Data Engineer (M4)
YOE: 6
Counter offer letter: 46 LPA

Which company and team do you work in?

Thoughts on the new expensing policy where your manager has to approve it? Is this a way to limit expensing when you have your colleagues view how much you expense?

it’s been 3 years in this city and I really need to hang out with someone other than my boyfriend. But I’m terrible at “networking"

How’s it going?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Is it common for HOA to ask you to prove your car registration is up to date?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Any one knows what’s the easiest way to order a radon test for new construction?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.