Hello Everyone,

Does PF Interest got credited this year? Is anyone able to view that in Member passbook?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

is the rental market getting better?

Please suggest some good banks for mortgage rates. First time condo buyer.

Is this the official Amex Fishbowl?

Which luxe car do you own/ lease? I’m gravitating towards leasing a Mercedes.

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

For those that are currently investing.. Did you have an emergency savings first then started investing or did you just take $$$ and start buying?

How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

Anyone here do a reverse commute from NYC to NJ? Interested in an opportunity but wondering how the commute would look and also what the tax implications are.

Looking to buy from retiring advisor in Indianapolis.

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Just watched the Polka King on Netflix and feel a little like Jan Lewan's investors. What exactly am I investing in?

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Hi all. I just received an offer for $130k and will be eligible for about 29,000 shares of stock options. The vesting schedule is 1 year and then quarterly thereafter.

Can someone explain what this means? I “will be eligible”. So, I have to buy the shares? Should I be asking at what price?

Newbie here. Please help!

Does j2 background check decline you if they see you’re still employed with j1?

Does EY let you keep Amex rewards points?

is CPRE by IREB of any value or helpful

Amazonians: is Amazon corporate totally freaking out about that center in Staten Island that unionized? Unions could kill Amazon.

I have a family member who is having a hard time finding an entry level data analyst role. He knows Python, SQL, and is AWS certified. Anyone know anyone or willing to refer him?

Anyone did a H1B transfer recently using premium processing ? Trying to understand timelines

Is Hillingdon/ Uxbridge a nice area to live and commute into London? SO is starting a job in Ox so considering living somewhere in between.

Alternatively, would it be better to just live in Ox and getting a train into Marlybone (my commuting tolerance is higher than my SO)?

CMAAS Senior Associate interview questions?

Hey guys,
Hope you all are doing well
I'm writing this post to get a referral for company switch from TCS to MNC or any start up as a Python developer.
I'm well versed in Python, web development using django, AL and Data science.
I'm still improving my skills at my best.
Please do let me know if u have any opportunity suiting my profile.
Feel free to ping me.

Thanks in advance.

Any referer from Accenture?

Hi,
My current company is going out of business next week. I am rushing to get my next job lined up (probably won’t happen in time but I’m trying my best). My question is: should I be honest about why I’m looking for a new job? Is it wrong to not share this info during my interviews? Is this situation going to affect my interview process somehow? Please share your thoughts and wisdom! Thanks!

Hey All,
I finished a third round interview, and HR contacted me that afternoon saying I had positive feedback across the board and they would contact me the next day regarding next steps. It’s been two days and they finally get back to me saying they haven’t been able to sync with the hiring manager but will keep me posted. Honestly I wish they would talk with the hiring manager and then let me know the decision instead of checking in. It’s messing with my emotions.

I am finishing up a project and I’m trying to document what I’ve done for my resume. What are some good metrics for someone who mainly created user stories, created dashboards, interacted with the client and developed statistical models? One of my dashboards got deployed to production but it’s to early to see the impact. My other dashboards are almost done but I’m moving on to something else.

Has anyone actually found love at work? My best friend started at a new company 6 months ago and she just took an offer somewhere else because she and her senior manager fell for each other. After 6 months she knew it was worth leaving her job for! I've been working at the same place for three years and I went on one date with a guy who didn't even work with me he just worked in the building. What am I doing wrong.

How to get Workday Certification? Can anyone help?

Does HSBC HDPI provide transport facility in Hyderabad?
If yes, is it free or chargeable?

Hello everyone. I just accepted a position with TNAA as a Client Liaison. Anyone have any experience working with them and can share any insights, tips or any relative information? I would truly appreciate it.

I have an MHA and 4 years of management experience. I’m currently a manager, but seeking a director level position. Any advice for trying to temper my expectations? I feel like all director level positions have 5 years in the posting, but a lot of my peers with the same experience are already in director level positions. Are they just lucky? Am I jumping the gun? Do I just need to stick it out?

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

How t save tax for 9 lpa salary. Can anybody help me out.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !