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Hi all, recently in touch by Spotify recruiter for a Sec Engineer position for remote EU and was told that range was 60-80 out of base salary and equity. Had 2 years of security experience out of my 4 years. Was also told that there is no bonus scheme or no sign in bonus 😕 Not sure how I feel about this tbh.
What do you think?
Spotify
BNY Mellon technology specific questions -
#0 How much max salary for grade K ?
#1 How long does it take to promote in bny from grade K to L ?
#2 Any specific criteria for promotion? Expr , certification etc...?
#3 How much % hike to expect post promotion ?
Skills- Java, microservices,react, cloud
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Saving : 2.5 cr
Age :34
All money invested in land
CTC: 20 lpa
I don't plan to save any money in fd and all, all I do is invest in land. Believe me that's the best investment.
Any suggestions how to achieve 1cr savings with 15 lpa
How did you save 80 lakhs in 30 yrs. What is your package journey in these 9 yrs curious to know
Started with 3, then switched to 7 then 10 then 14 then 24 then 35 then 41 now current.
Invest in property and some in retirement plan.
The best option to avoid all the risks.
You can buy 1 house and stay in rental, do not use your money completely apart from downpaymt
I have 6+ yoe, 30+ age. Current savings stands at 60L. Approx 25L came from stocks.
CTC: 23
Which stocks made your loss pile up to 20. I have a rule which I follow i never invest in stocks with market cap less than 5000cr or price less than 200. Even if I do, which is very rarely, my Max investment is 50k.
Index Funds best ways to start investment in mutual funds.
Depends on your horizon, FD is really bad as investment, considering you're fairly young and have long life, i would suggest you to park half of your money in index fund, rest of money in land, fd, epf etc. Make sure you've 10-15lakh money as easily accessible money, as in you can withdraw that amount anytime.
If you have long vision in terms of investment and your liability seems really low, investing in mutual fund, index fund seems really good option for you as it can easily generate ~12% in long term while FD (on average) gives you around ~4-6%.
I havent saved much but cleared of debts mde by my parents of 10lakhs.
And brought land of worth12 lakhs and car worth of 7 lakhs
Nice
Dwarka Gurgaon expressway ki kissi property mein Niwesh kar dijiye..aur thoda paise bachon ki parvarish ke liye bacha kar rakhiye..
80 लाख FD tax ??
Pro
That becomes 3 Laks return on 80 laks post tax … i.e, 3.75%
Losing about 3% YoY to inflation
FD returns after tax can’t beat inflation. You need to generate returns that beat inflation which is 6-7% in India.
If you want to take a calculated risk, you can think of investing in High Quality stocks bought at the right price
Invest in real estate.
Buy some residential plots and homes in your hometown or known tier 2 cities ... It will fetch you a great return..... And safe tooo.... But make sure documents are clear before purchase...
Very true.. sometimes if you invest right you can see it turn 5 times in 5 years ( possible in case of lands, esply in Telangana). 😊
+1
Kudos to you for saving so much in such a short period.
Since you already have such a large corpus, I suggest splitting it up between multiple FDs, MF and some Shares
The amount is as per your risk appetite. Currently the maximum safe amount in a bank is 5 lakhs. So I say split half the corpus into 5 lakh chunks and save it in different banks. It is a hassle but worth it in the end.
The rest you may split 70-30 into MF and Shares. Shares are inherently more risky, hence the lower amount
Wow nice
Invest in SGB & Real Estate
Hi I would suggest consult a certified fee only financial planner to plan things according to you need.
Also don't consider taking your financial decisions based on advises from relatives or any random guy on the internet even from me.
Take every advice with a pinch of salt and do your own research
If you are looking for basic financial planning get the following sorted first
1) good term insurance
2) medical insurance
3) a fd or savings balance equal to not less than 6 months to 1 year of your expenses.
After getting these sorted then alone think of a planner.
If you want one right now
Google fee only financial planner and look for link from freefincal.com
Visual Storyteller
Give that 80 lakhs to me I'll double it and give it to you after 30 years
Pro
Bhikari spotted😂
Stonks
Nowadays the fishbowl is filled with fake posts. 🤦♂️
Pro
Theek h bhai, fake hi sahi! Tum khush rho
Hey man it's enough now let your money work for you else you will work for money until you retire