Hey BA friends! I work at a small agency and we’re doing a shoot end of the month. Normally all of our production insurance is covered by liners but for some reason this shoot clients are asking to see our production insurance policy, which we don’t have. Is this something every agency should have? I’ve either had client or production cover so not 100% sure on this! US based company. Shoot is oversees.

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Typically ad agencies have their own production insurance provider. At least at the bigger shops. A place like AON. If you reach out to one of them, they should be able to cover most everything for an overseas shoot except for worker’s comp for crew, talent, etc.

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If your agency/holding company doesn’t have a wrap production policy, then the production company typically provides it. They can give you a copy of their policy.

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A) you should absolutely have production wrap insurance if you’re producing work regularly.
B) if you don’t produce much live action or print then you could put it on the production company but it needs to be included in the specs up front.
C) it’s common for the overseas production company to take out insurance and provide both agency and client with certs. Make sure you talk with your legal counsel (assuming you don’t have BA) to ensure you have adequate coverage including e&o

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