Hey everyone! So I just bought a house this month and just today I got a letter in the mail with my name saying I owe 1,500$ in taxes that was due 9/01… which was 2 months before I bought the house. How should I handle this?

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Check with the title company. They should have confirmed taxes were paid or taken money at closing to pay them.

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I would check the final closing statement. Every time I’ve bought or sold, taxes were reconciled at closing. Keep in mind that some times/jurisdictions you are paying tax in advance and other times you are paying tax in arrears so regardless of when the taxes were due, they may or may not be your responsibility.

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Look at your closing statement. Mine always show either the buyer or the selling paying property taxes to the other based on who should have paid taxes and what period those taxes covered. It should show a number of months or days that one of you credited the other for taxes. It’s possible that you were credited at closing for the sellers portion of the property taxes and now you have to make the payment.

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Are you positive that it’s an actual bill that needs to be paid? Could just be an adjustment to reported tax on the property.

With a mortgage you typically pay roll the tax and insurance payments into the mortgage. They are kept in an escrow account which sort is used to pay the taxes and insurance. Even though you might have this in place, you’ll still often get something that looks like a bill from your county/state that tells you about taxes on your property.

It might not actually be a bill. If that’s not the case, you could ask your lender or realtor, they might be able to help answer questions.

Yea it says bill date 7/21/2023, due date 9/01/2023 and interest begins 1/06/2024.

Where is it from? The local county or state? If so, you should be able to call them to authenticate it. Don’t trust any of the phone numbers on the paperwork, check for contact info on an official website.

Send it to your real estate agent and ask for them to give you feedback.

You could also check with the title company.

A lot of scumbags prey on real estate transactions, so it might be a scam.

Ask your realtor to point you in the right directiok

Check with the title company (not the real estate agent)

I’d look thru the final closing statement. They should have given you a copy of it in the paperwork they sent with you after closing. It will specify who pays the taxes or prorated amounts.

Also, do you have a mortgage? Most mortgages have escrow accounts that pay your taxes and insurance. That means a portion of what you pay your mortgage company, goes into their designated escrow account. Then they pay the taxes and insurance for you. Normally you still get the bills but they get a copy as well, and they pay it. Still brings up the issue of timing. See what the closing statement says first.

I’m not sure what state you’re in, however, any bills owed prior to closing should’ve been discussed at the closing table. The seller should have taken care of any bill that was due prior to closing. I am in New York which is an attorney state. I’m NOT an attorney I’m a real estate broker. I’ve seen this transaction happen many times at the closing table.

When you buy a house it alerts every scammer, tele-marketing, mail fraudster. So before you do anything verify that information through a legitimate source. Do not follow any links from that bill or call any numbers on that bill. Every county I’ve lived in has a county assessors website where property tax information is available. If my property taxes are paid according to the county it’s a scam. I’ve never seen city, state, or federal taxes on property unless it’s capital gains, which would be on your tax return. A bill would not show up in the mail for capital gains. Sounds suspect to me.

It could just be a scam!

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