Hey Fishes!

I'm working towards the PR application and had few questions.

- Is debt ( such as home loan) acceptable while filing for PR or one has to be debt free ?

- If it is accepted what's the capping in terms of tenure and amount?


Any insights would be highly appreciated.

Thanks!

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

HYSA anyone recommends?

Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

For those that have physical gold in their portfolio, what do you buy? What do you think is the best value? Coins? Bars? Other? And what weight increments do you usually buy?

Bitcoin about to tank?

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

How do y’ll save money on taxes? Other than obvious routes like 401k.

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

Thinking of buying a first property with my SO. Any suggestions on area? criteria: safe and well connected. all wisdom appreciate and welcome!

Anyone know of a good cross-border US/UK financial fiduciary?

Crypto, any idea about Shiba Inu?

Best high yield savings products?

The lease on our existing bmw 430i ends in August. Looking to buy model 3.
1. When should we place the order?
2. What’s the best place for financing?
3. How much should we put down initially?

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

So this all seems like mental illness pretending to be investing. Good luck on the gambling. I’m blown away by the people screaming “HODL” with no rationale. I’m 100% out

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

Newbie looking for cloud opportunity just got layoff.Was able to obtain a few AWS certification during my time at the firm. Any help can do

Just hit diamond with Hilton! Garçon, your freshest bottle of grey poupon your most average of rooms if you please, thank you. 💅

Tell me what to do in Iceland

I started investing in Vanguard Mutual Funds and and did some research online today and it seems like we can’t do that and it might not be halal. Does anyone have any insights here?

So what stonks are we buying?

What are your thoughts on those who refuse to wear cloth masks as a healthcare professional?

Got approved on June 2. Still have not received approval notice in mail. Is that normal? Is mail delivery getting delayed for anyone here too?

Can someone give me a range for salary for auditor with 2 years experience transferring to FDD associate? In HCOL (New York/ SF). I have been requested to give a figure and don’t want to go too low. Thank you!

I am on a stress leave. Every time I look at emails from work, the less encouraged I am to return. It is so overwhelming! I want to finish out the year, but will definitely not be making it back next year. So many things have changed, and next year there will be all kinds of change and turmoil. I am sad to be leaving on such a low note. I always envisioned retiring at the top of my game, having a party...etc...

FAANG ranking: Google, Netflix, Facebook, Apple, Amazon. Is this correct?

Hello, I looking for referral in business developpement management with relocation option. Thanks to anyone that can help!

Hi fishes,
Looking for a hr job in mumbai, any leads pls?

Thoughts on Fox Rothschild?

Anyone in the consulting industry willing to do an informational interview? I have 2 years of industry experience in corporate operations

Welcome WD folks, lets integrate :P

What is the average bonus and hike rate?
Team: Model Validation (Credit Risk)

Guys any views on PNP program? What's the probability?

Any views on RNIP program, is it worth considering it to move to canada

I'm a Test Automation Engineer, with 5+ years of experience in web and mobile test automation. I have created my express entry profile and my CRS score is 475, which is lesser than the current cut off(512). I would really appreciate any job referrals which will help me get a PR.
THANKS🥰

Hello Sharks,

I am a Mechanical Engineer with ~5 years of experience in Aerospace Industry. Graduated in Tier 2 city college.

I want to give a try to Canadian opportunities and it would be really helpful if someone gives me initial guidance.

I am aware of the process but would need some detailed guidance, probably from someone who has migrated from India to Canada with a Tier 2 city college degree.

Thank you in advance.

*Off Topic*

Hi Fishes,

My sibling (from India) applied for Canadian Visa for study permit (2 years) and it was rejected stating the reason "the IRCC agent was not satisfied that the applicant would leave Canada at the end of their stay.
The intake was in Jan 2023.

Should we apply again? Has anyone ever experienced this and would appreciate if they can guide me? I'm really worried and emotionally tormented. Need urgent help.

Is ui ux designer role in demand in Canada? Which PNP would have demand in this skillset? And how much salary can i expect in my case? Any job referrals appreciated plz. Thanks!

Hello Fishes , I am a product manager currently in Bangalore for a product company based out of US.

I hold PR from Canada and planning to move to Canada.
I am unsure of Product management function in other companies in Canada. Any suggestions for me ? What are the firms I need to look for? How do I understand the culture for PMs before I apply ?

Hi Fishes,

I am a chartered accountant with 5 years of experience in Financial planning and Analysis in India.. generally what is the range of compensation I can expect in Canada

Hi Folks,

I am a Project Manager in a fintech domain with 3YOE in the same field , in a process of PR, kindly refer if anyone come accross such opportunity


Thanks in advance!!!

Hi, I have 5+ years of experience in IT but. My graduation is in E&TC, m i eligible for SNIP? As it says education should be related to Experience? Although i had IT subjects in my graduation? Need help please

I am an instructional designer with more than 3 years experience, can someone refer me to Deloitte, Toronto. I have the reference code with me. Thanks in advance

Any success of BC PNP Tech program form India?

Any recent updates on PNP?

Why is Alberta not conducting PNP? When is the next PNP draw for Alberta? Any information is appreciated!

Hi all,

I am an IT professional having almost 5 years of experience and want to move to Canada for PR. My CRS score is not upto the cut off. I need someone who can help in earning connections points for Manitoba PNP program.

As it allows having an acquaintance or a friend to earn those 20 points, it can help my PR application.

Anyone who is PR and resident of Manitoba can dm me to discuss around it. I am ready to pay for this assistance as well.