For those that have physical gold in their portfolio, what do you buy? What do you think is the best value? Coins? Bars? Other? And what weight increments do you usually buy?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Newbie Tax filing question, worked for a US employer Jan - July in NJ and then moved and worked for a Canadian employer Sept - Dec. Work permit holder in both countries at the time. What's the best way to file taxes in both countries? Has anyone done this before? Looking for guidance, gotchas, tax filing recommendations...

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Soon to be making 85k in LA, looking to move to a new apartment. What would you think is reasonable to spend on a 1 bedroom (not studio)?

Does anyone know how does the supplemental income work for new CAs?

Any ideas of how to refinance home loans taken from India for a lower rate. Paying almost 9% for a house I got my parents.

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

What are your thoughts on the marital debt? Do you ever talk about it or ask for the debt to be paid by your spouse?

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Imagine supporting this stuff––family separation, demolished environmental regulations, “very fine people,” and the rest––to get tax cuts... and thinking your grandkids will see you as the good guys.

What % do you save vs invest? I'm early 30s with a couple of kids making $200K + . About $75K in savings and another couple thousand invested. No property though. Just wondering what next?

Gold topic: Do you guys invest in Gold? Buying coins here or gold bonds/certificates or gold schemes (in India) etc? Want to consider investing in gold for long term future.

Hi Fishes,
Need help with a tax query.

I am earning 85k/month now. Thinking to purchase a land of around 15L, not just for investment but to build our own house on it in future.

Though I can somehow manage it without taking a land loan. But I was wondering if I can take some to avail tax benefits.

So my doubts are - Can I avail tax benefits (like home loan) before construction? If I take the loan just to enjoy tax benefits then how much loan should I take at most? Have only ~68k EPF in 80C

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

Other than Airbnb, what is the best way to find month to month rental options?

Does anyone use a financial advisor? Any recommendations?

Could I please get some liked to obtain DM feature?

Looking for salary range for X-ray techs with 15 years experience or more.

How much raise can we expect from SE I to SE II promotion?

You are definitely out there and not alone.

How much time does ADP takes to come back after document submission on portal for HR discussion.

How do you establish a culture of academic rigor?

Hi! I'm not a Lawyer/Attorney (yet!), but I am hoping to attend Law School next Fall. Currently studying for the LSAT and hoping to know how y'all were able to improve your LSAT score?

Help: I’m a senior IT consultant looking to grow my career in Gov cloud. Have years of experience serving civilian federal agencies (public trust). I have my AWS solutions architect associate cert. I desire to have an opportunity doing cloud at AWS in civilian/federal space. Looking for a way to receive internal referral and Would love to connect with anyone from that space who can help in that regard. 🙏🏼 with 2020, I realized “carpe diem” and want to pursue this w/o regrets. Can send my resume!

EY-P is actively recruiting for experienced hires (senior - senior director) . We are a fast growing team and would love to bring more members aboard! If you have prior strategy / operations experience feel free to pm me to see if you are a good fit. Happy to refer.

Crowe is hiring for quite a few positions across the US (Internal Audit, IT controls and cyber/digital security, Compliance,etc)… I’m a manager and would think some of these niche areas have great opportunity for new folks to excel rather quickly. Great flexibility and mobility policies. I’d be happy to chat if interested and get you directly in touch with the right people internally.

Hi everyone,

I am moving to London on Monday from another country.

I was just informed the earlier accommodation I made got messed up, I can't even begin to explain.

Can anyone please recommend a relatively cheap accommodation to me in London?.

Thank you so much.

I have several job offers I am considering. My dilemma is when I put my resignation in for my current employer should I tell them why I’m leaving? (Toxic environment passive aggressive behavior from superiors
And staff that habitually didn’t do their job thoroughly and I was prohibited from writing them up?) thoughts?

I am working for a client in infosys and the project is in initial stage and the go live is somewhere in January.

Now the thing is this project has lot of toxic people from client team and they play blame games on daily basis.

I am working as a team lead here and want to get deallocated from this project.

Please help me with right approach and save my soul.

Anyone have insights into working at Oak St Health? Discussing a couple different roles with them and looking for some insights into culture/comp. Thanks fellow 🐠

Hi everyone. Is it typical for the attorney to take credit for the work a paralegal does? An example: I gave some ideas about deposition questions and some observations I made (I was asked about giving suggestions) regarding a witness and the attorney mentioned that he’s the one that had these great questions/observations. Zero credit or thank you for the work I did.

How do you handle a class who refuses to do homework? It is a lower level class (I.e. not honors) but they are capable, but so apathetic. On a good day 40-50% of kids will do it .. I’m at a loss.

Ok, I haven’t done an HSA previously, but considering it for my family during this next open enrollment. What do I need to know about high deductible plans? How do y’all feel about the HSA - any downsides? I’m honestly a little worried about the higher OOP costs, but we’re also not significant users/consumers of healthcare, knock on wood. Anyone regret it and go back to a normal PPO/POS insurance?

Investor’s Business Daily: worthwhile?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

American airlines 🤯🤯🤯 💰

How is everyone feeling about the market today? Buy? Sell? Wait?

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Any thoughts of investing in gold or gold related instruments?

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Anyone looking at airline stocks or ETF play?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

I have a Fidelity Brokeragelink account for my 401k. Every other year I switch from pre and post tax contributions. My money is spread over 3 ETFs currently. Does anyone know how this is tracked? Say if $100k is traditional 401k and $100k is Roth 401k, but they’re mixed, how can Fidelity track what funds are Roth/traditional? If I’m up 300% in ARKK, how can I or anyone else at fidelity tell if the cost basis was pre or post tax contributions?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea