Hi all- has anyone had experience applying for a first time credit card? I've been living in New York for 5 years and just moved back so have zero credit history in London. I've used a few of the online sites that let you test the waters on how likely you are to be accepted for each card and the results are pretty bad...Are there any cards you recommend to help build credit? Work arounds?

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If you have Amex you can move your credit to London

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I did this last year and it was the best move.

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Hey, I did not have a Credit Card, and had been changing address multiple times when I applied for one. Not sure I was even scored then. It was all approved, at the time with a £5k credit limit, which then increased over time. I think if you have an employer that is renowned that (I see MasterCard) that should be less of an issue ? Personally I went with AMEX and it worked.

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2015, if my recollection is correct. But I think a lot of people coming to London take one in their first year, so probably with nearly no credit history ?

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