Hi all, I am in the process of buying a duplex. I’m thinking of living on one side and renting out the other side

I am a ALSO thinking of renting out the other room on MY side.

What kind of insurance do I need? I called Travelers and they just gave me the home insurance that also covers loss of rent too (loss of use), do I need landlord insurance too then?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

New to US. Which brokers offer best margin accounts? For e.g. I have equities worth $100K and want to trade options. Is there a broker where I can do so without paying more in collateral money - essentially using stocks as collateral, and also not paying margin interest. Was able to do so in London, Hong Kong, and India. However, Robinhood here doesn’t seem to allow it.

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

Decided to payoff my mortgage.

What credit card do you use?

Financial literate people of the bowl, in your opinion, what should be your net worth to buy a Rs 10 lakh car?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Rumor is Lucid motors will go public via Spac $CCIV . If this is confirmed we will see 20 soon. Anyone holding ?

Thoughts on the new Chase Freedom Flex?

I made the switch to in house and omg it’s so slow. I knew it’d be a bit slower than agency but I accomplish less in a month than I used to in a day. Is this how all in house jobs are or has anyone found a faster pace in house gig?

Any one can help!!!


I work in EY for three years ...I belong to Pas NonTax (CES/AI&R side )

I wanna know what are the roles i can look for in other firm .As i just have EY experience and my Master degree is related to life science

I made it through the first 2 interviews and I think it went well. How long does it usually take to find out if you move on to the final interview round?

Are you spending time with family this month or next? My parents are still really worried about Covid since I work in the hospital so it looks like I may be spending the holiday season alone. I understand where they're coming from, but I'm not really sure what to do with myself next week or at Christmas. Tips? Should I try to find a remote pharm manager position?

Those in FDD, why do you like it?

Is it safe to order from flipkart ?

What should be the salary in Amsterdam, Netherlands. Considering the current inflation and high cost of living in Amsterdam as compared to metro citys in india
Yoe: 6-7yr
Tech stack - Java backend/Full stack developer
Current ctc in india : 27lpa

3rd year advisory SA with Mba @ 122k, high cost of living city. Am I on the higher end of the cap?

Between AbsolutData and RenewPower, which company should one join?
Given both are hiring for Data Scientist position and offering similar package

Anyone have a ticket for Meduza at district this Saturday and not going anymore? It’s $57 now with fees and that’s too much. Might as well buy the VIP which is $80 w fees but that is probably a huge scam so guess I’m not going

What is a look back analysis?

I am currently in a coordinating role right now but not really sure how to move into a PM role? What kind of experience is needed? Any advice?

For anyone that left consulting to work in product management. How is it? How is the work? Wlb - people - culture .. etc

Currently in consulting and I’m interested in landing a product manager role in tech industry. 5+ yoe fintech

Anyone know how hard it will be to switch from technical project manager role (execution/process focused) at a tech company to product manager role (strategic)?

Graduating senior. Have choices between MBB and SWE at FAANG. Not sure what to do. Long term I’d love to be in a small startup or a leader in a tech company. Not sure which path is better for that. Any thoughts?

Hello there. I have been interviewing with Okta and got through all 5 rounds of interviews. They say they want to offer me the job but there is a global freeze for all marketing roles at the company. They want to offer me a contractor role instead. Does anyone here know if that is the case? I haven't heard anything as they seem be on wellness week. Thanks for any guidance :)

Does buyer have to share appraisal with seller? Can seller request it?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Planning on buying a house with MIL. She would lend us half the price of home interest free in return for being able to live in it rent free. We’d have 100% ownership. Repayment only required if we sell the home.

She would maintain the place 100%. We would cover races and insurance.
Relationship aside, does it sound like a fair deal?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Anyone in CA dealing with increased insurance costs on rental properties. AllState just increased my rates by 46% from last year. I had no claims what so ever. I am reading online that several other companies have raised their costs as well and wondering what others are seeing and if there is a preferred insurance provider for you.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I joined a real estate team & I was expected to show up at 9:00am sharp every single day. Is this a common team policy?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.