Hi all, I am in the process of buying a duplex. I’m thinking of living on one side and renting out the other side

I am a ALSO thinking of renting out the other room on MY side.

What kind of insurance do I need? I called Travelers and they just gave me the home insurance that also covers loss of rent too (loss of use), do I need landlord insurance too then?

FYI Amex offer for Allen Edmonds. Spend $300 get $90

Getting my first credit card but my credit score is around 650... what would be best for me? I keep getting rejected. Does it matter who I get a card with?

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

Ally bank dropping rates again. CD a good choice?

Planning on buying a house with MIL. She would lend us half the price of home interest free in return for being able to live in it rent free. We’d have 100% ownership. Repayment only required if we sell the home.

She would maintain the place 100%. We would cover races and insurance.
Relationship aside, does it sound like a fair deal?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

If I invest in Eth today, would it be smart? Or should I wait till it cools down?

Happy Independence Day🇳🇬🇳🇬🇳🇬🇳🇬🇳🇬🇳🇬

Got a loan rate for 3.375% for an appt. This seems a little to high. Thoughts?

What is the *prime* amount of money to bring you happiness?

Got a killer script for calling new families for life insurance?

Base is at 180k, after tax, insurance , 401k and ESPP (max out), my bi-weekly pay is only like 3600 (like 8000 monthly). Can people really save this kind of money, or most people rely on their stock appreciation?

I grew up poor and was obsessed w financial security. After investing my blood, sweat and tears into my career for years, I’ve decided I don’t care about my career or earnings as long as I have enough to support my family. We are happier than ever making less and saving little. I wasn’t there when my mom was sick and died because I was working and my employer didn’t allow me to be in a mental headspace to be a good person for my family. I can never change that but I can be better going forward.

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

How do you recalculate NAV if ownership percentage times the capital balance per the audited financial statement is leading to a variance

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

What is the salary for Senior Associate at A&M CSG team? Fixed and Bonus.

What is your coffee cut off time?

How much salary does jp pay to promoted associates in India? Which are not in tech

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Anyone take the WI Real Estate state exam? Any tips on what to study?

Hey KPMG how is life in the FRM advisory? Got a job offer from them

How is the job stability in Tesltra India How many employees work in India?
I was interviewed by people from Infosys, not sure how did they interview me for Telstra job. Any idea on these points ?

Those who recently joined ARA how was the transition? Any advise on what I can look/research on now to help on my first couple of assignments?

Hi fishes,

I'm having 5+ years of experience in Oracle apps. I'm wondering market is in peak now and providing good hike to the people those who are switching companies. What are the top companies paying high salaries for Oracle apps consultants and how much can I expect ?

My current salary is 14LPA

THANKS IN ADVANCE!!

How is yash technology for salesforce domain ?
Like wlb? Hikes etc

My offer letter status is "yet to be offered".
It's been more than a month now.
Will I receive offer letter from IBM?

September with extreme flexibility at first. Schedule and seating set-up TBD. Local gov and case count will also be factors. Washington DC.

So we’re going back in Sept. or what? 🤡

What's the minimum days/ years that one should have worked in order to receive the gratuity at Nagarro?
Do we get the amount in full that was deducted or do they give a fixed amount?

1) Hypothetically if you were looking to sabotage a colleague, can you code an excel document to throw off their numbers or calculations, (if you send them that document and they download it for use)?

What type of drug test are they going to do?

SF: someone I know started a FL gig 3 wks ago and got stuck with a crazy mgr - controls everything inc going to lunch and asking her where she is at all times. Was told nexr wk is her last (con't)

Anyone know where I can learn Python and SQL online free?

Looking for some UGC gigs. I can do unboxing and demos. Rates start at $100 for a video, and $20 per photo. which is significantly lower than others in the market. Just trying to get more content creation under my belt. I specialize in social media as a director in a marketing agency, so I know what will perform. Give me a holler if you need UGC for your brands! :)

Am I more or less likely to be laid off if the economy tanks even more if I just started as an analyst two months ago

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Anyone take the WI Real Estate state exam? Any tips on what to study?

Any Property Management recs in Seattle area? :(

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Does buyer have to share appraisal with seller? Can seller request it?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?