Hi all, Im now stuck in a credit card debt where im paying unnecessary interest of 30-40k. Im unable to get any loan to clear these credit card outstanding as my credit score went below 600 as my credit utilisation is more. Im trying to get Loan against property to get a loan and clear my cc debts But again they are asking for credit score more than 650 and no cc overdue. How can I come out of this cc debt trap??

Can somebody explain what the outlook for dogecoin is? Should I buy like 1000 shares?

Not sure if this has been discussed yet, but do you charge tax on your freelance, 1099 invoices? Trying to accommodate for taxes being taken out and inflation 😪 would love to know if this is common practice - I’m in NYC. Thanks!

Going with a solo 401k so I can borrow 50k if I need it for buisness purposes in the future with no questions asked and fast what companies should I look at?

Who wants to be a millionaire?

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

Who else is buying?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Newbie Tax filing question, worked for a US employer Jan - July in NJ and then moved and worked for a Canadian employer Sept - Dec. Work permit holder in both countries at the time. What's the best way to file taxes in both countries? Has anyone done this before? Looking for guidance, gotchas, tax filing recommendations...

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

Any book recommendations for learning about investing smart in your 20s?

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

When traveling for work can we use our personal credit card for expenses or do we have to use the corporate Amex? Also does our corporate Amex get points/perks that we can use for personal usage?

At my fiancés company they are able to use a personal card (which then they get all the points and perks) and then just expensive to they company.

What is the *prime* amount of money to bring you happiness?

Any REIT ETFs that people like?

Has anybody invested in Yamuna gaur city or planning to do so?

Any BCBA’s in the Memphis area? I’ll be relocating there soon and testing. Looking to meet others in the field!

How much time does it normally take for BA transfer from Pune office to complete?

What is the salary for a Business Applications Technology Specialist at Microsoft? The position is for No-Code and includes building solutions and designs that solve business challenges, to further present to customers within the sales process.

How do y’all calculate a contract job? Speaking to someone that is hiring a producer from Aug-May. Not sure how I calculate my rate for such a long period of time??

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

I was once at a dinner with a second year analyst, consultant, and partner, and the analyst said he planned on retiring by 30 and the partner and consultant laughed. Little did they know, the analyst owned his own home and rented all the rooms out so he payed no rent, never ate out, only grocery shopped, and very very rarely bought anything new. He saved most of his income, and was perfectly content with just his video games. That man was serious about not being stuck working forever.

Texas drivers…honest question. Why, why in tf do people just camp in the left lane? I’m talking doing maybe 5 mph over the limit in the left lane when people want to go faster and they can get over?? I can’t always see around and sometimes on hills I can see that one jackass is holding up a line of cars. What gives???

What do you do to fight burnout? Got a raise yesterday and will get another in September, for dealing with a lot of stuff, but I can't shake the burnout.

Thinking of quitting my FT job to go freelance, to provide more flexibility on where I live. I’ve gotten offers, but I’m always nervous to quit FT for a short term gig. What’s the best way to drum up work after that first one? And as a freelancer do you feel like you still get pieces for your book?

What weird quirks stuck with you after med school?

After hike letter, how many are preparing for putting the paper down?? 😃😃

Baller Fam! Where in the world is your favorite place to play pick up volleyball? I’ll start… Barcelona’s beaches.

Hi fishes, I got letter of intent from Wipro from the recruiting person on 28th march and given april 28th joining date and i have also accepted it

Also I have sent mail to join early but she is not responding for mails even hr(scheduled interviews) is not responding for calls

Can i get any clarification about this Would i get offer letter before that joining date or else they have gone with other candidate?

Thanks in advance

Tata Consultancy Cognizant Accenture Infosys Deloitte Atos

Can somebody explain what the outlook for dogecoin is? Should I buy like 1000 shares?

Hi all, Kindly let me know what is difference betwn PEM and project manager. I have been assigned PEM, PM different persons IBM

If it’s true that you can gain full immunity after recovering from COVID (when science says so ofc), will the plan be to antibody test people and let them resume daily life if they have immunity?

Anyone have a spreadsheet for calculating current TC to ensure new offer is worth it?

Edward Jones advisor with 30 million AUM and roughly 250k gross production. Been there for almost 4 years. Got an offer at Merrill Lynch to take over a 100 million dollar retirement transition plan in 5 years, or to join a 5 person Merrill Lynch team that manages a lot.

Pros to EJ: Have my own office, a year or two away from partnership, great office setting and client satisfaction.

Pros to Merrill: Bump in compensation, additional tools and services w banking, ability to take over assets.

Not sure if this has been discussed yet, but do you charge tax on your freelance, 1099 invoices? Trying to accommodate for taxes being taken out and inflation 😪 would love to know if this is common practice - I’m in NYC. Thanks!

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Best app to track expenses?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide