Hi ,
Does a personal loan of 18 lakhs with 10.35% interest is good or okayish or higher,
Please help to know

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How would we know
It depends on your requirements

No ,
For 18 lakhs , if the percentage is 15 % means , I would definitely say it is higher.
I just ask 10.35 is nominal or not ? For this requirement is unnecessary thing . A bank person could able to give proper answer as they process many loans .

If you are only concerned with ROI then it is a good offer post rate hike by RBI
Pls check foreclosure charges also

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