Hi Fishes, I am working from past 3 years but I regret that I haven't invested anything yet in stocks or MF. Can anyone suggest me how much lumpsum amount should I invest in MF so that it covers at least my last year. Please be brutal and please help!

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Is Monaco a good buy? They’re being Listed on 3 new exchanges in Dec, but down 15pc today!

My direct report expensed Cal Bar late fees assessed for reporting MCLE credits late and for paying the bar fee late. It’s around $190 extra. I don’t care about the money (it’s not mine) but I think this is principally wrong to ask the company to cover it. Thoughts on this and how you would communicate it?

What are all the ways to save income tax?
CTC 9.8L

Anybody got decent turnip prices today? I care more about my investments in turnips than my actual stock portfolio 😤

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

Which bank account is better for salary account?

HDFC
Axis

The lease on our existing bmw 430i ends in August. Looking to buy model 3.
1. When should we place the order?
2. What’s the best place for financing?
3. How much should we put down initially?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

Thoughts on investing in FTT FTX? It’s available on Kucoin

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

Anybody have experience with JD-specific mortgage loans? I know BBVA offers one

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

Why won’t AA let me book business class flights with points if they’re available to buy cash? (Qatar flight on AA site)

What is parental leave at RSM? How many weeks at 100% pay, partial paid, and unpaid?

I know a lot of firms have strong LGBT groups, and I'm definitely not saying it's the same, but any idea how poly people are treated or if you've even seen anyone out about it?

When’s a good time to shift to PE? 0+3 rn. Thinking of applying in 9ish months time

Hello Everyone. I have 4+ years of experience into web application development as a Node.js full stack. Can anyone please guide on how to get onsite opportunities or how to give interviews directly to abroad companies. Your guidance will be appreciated. Thank you!

What companies in India only take about 2-3 rounds of interview? Which companies have the quickest interviewing process in India?

(Especially for Data analyst / Data science roles)

I have 2.5 year experience in dot net technology. Now I am looking for change. My current ctc is 6lpa. how to prepare for dot net interview. Can anyone pls guide me Tata Consultancy Accenture India Capgemini Cognizant Mindtree GlobalLogic Nagarro . Thanks in advance

My manager asked me to help sprint this proposal. I’m out in 6 weeks. How do I kindly tell him to GTFO

Looking for advice. Submitted Reasonable Accommodations to HR three months ago, and instead of accepting/negotiating, my company fired me. Aren’t they required to engage in an interactive process with me?

Hi!Please I’m looking for scrum master or business analyst roles.. I’m interested if you have any opportunities in your companies

Hi i need 11 likes to activate my dm. Please help me with that.

Thanks in advance!

Which agencies/companies have gone fully remote for EA’s?

This bowl is for discussion , not for selling webinar or paid tips. One can share there experience which can help or guide others.

Dow is looking strong for short term. Any views ??

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Nifty reaching ATH but portfolio still at low 🥲

What stocks are you adding in this dip.

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

How much you made this month?

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!