Hi Sharks.. Is GRATUITY & INSURANCE should be included in breakdown, or it is just to increase CTC. Please suggest, I need to negotiate this salary as I have offer of 10.5lpa

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It comes to ~30k p.a. Including or excluding shouldn't really impact negotiations. But to answer your question, it is there to bloat your CTC because these are not paid in-hand

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Sure bro.. Do you think KPMG Hr will match the offer of 10lpa

You can try negotiating with them. they may counter offer

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Sure thanks bro

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Is it of KPMG?

Yes it is

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