I've been putting my 401k into a target date fund, but the risk/upside just isn't high enough given I'm not retiring for another 30 years. Thoughts on putting it all in a large-cap growth fund (VIGIX)? Returns have been solid over last 10 years. Investing through work, so don't have all funds available to me.
I have 60k in Cash (High Yield Savings and Checkings accounts). And 60k in Investment Accounts (401k, IRA,Taxable, Etc). Have 2 investment properties. I’m 25, should I be more diversified? I want to make sure I’m capitalizing on my cash as much as possible. Should I be putting more into the Markets in stead of having so much cash?
I'll be joining the consulting world very soon and am thinking about getting a new personal credit card. My meal expenses are per diem so I'm thinking about the AmEx Gold card as it has 4x points on dining. I was wondering if anyone had any suggestions on personal cards for consultants and how to go about my corporate card as well! TIA
Please explain to me like i am 5yo... backdoor roth. 1) I have an old 401k that i rolled over to a traditional IRA 5 years ago. I have not contributed anything to the traditional IRA since i left that company in 2013. 2) i have a roth IRA that i opened 2 years ago. 2021 is the first year that i will hit income limits. 3) I have an HSA and company sponsored 401k that i contribute the max to (part roth, part trad) Traditional IRA = $52k Roth IRA =$13k 401k= $250k HSA=$3k What do i do for 2021?
What do you invest in if you’ve already maxed out 401k and HSA and don’t qualify for IRA?
Resigning while on paternity leave - should i wait till get back then submit resignation or can I resign while on leave and still get paid while on leave? Engagement will appreciate the advanced cont.
What happens if i485 is denied? Do I lose all benefits of i140 such as visa extensions and priority date?
What's everyone's thoughts on job hopping? How frequent is too frequent? Are there any benefits to frequent hopping?
Any chance of Deloitte upping the fitness reimbursement to $1k to follow KPMG and now EY’s lead?
Anyone else feel somewhat lost on what interests them long term in their career or if you’re even in the right realm of consulting? Any advice on how I can reflect and figure this out? Context - I applied for any open business analyst position in my city after graduating and ended up in healthcare consulting. I don’t love or hate it. I get the work done and I learn a lot about the healthcare industry but I’m not the most passionate about the work/industry either.
In mid 40s, recommendation to have 401k portfolio. I have vanguard with only 155k as I started 401k few years back..
I'm sorry if this is out of place, but is anyone interested in coming on my veteran podcast? I work for a Nonprofit Organization that provides supportive services to veterans in CA, NV and AZ and our podcast discusses issues relevant to veterans. I'm organically searching for veterans who are willing to talk about their experiences, mental health and healthcare, employment, case management, housing for the homeless, etc. We don't require you to be an expert on anything.
*don’t hate on me- I am immigrant came to this county when I was 25, today I am 37 - over the last 12 years I have been able to save roughly ~500k in cash and another ~200k in 401k. Haven’t bought a house yet….no investments in India…single income…what has been your journey; how much have you been able to save and invest ….
Seeking portfolio advice. 23 years old- 95k comp, 20k currently in market through the most basic Schwab index funds and Vanguard ETF’s, already max out 401k & IRA. My returns over the past year have been meager. I want to take on more risk and pick more concentrated investments. Whatever I go with, I want to hold them for the long run with no intention to sell. Any advice?
Does IBM provide reimbursement for WFH setup ? I heard there will be 45k balance per employee where we can claim broadband and other expenses through bond portal. Can anyone throw some light on this if you have any idea ?
Accidentally over contributed to my 401k because i switched companies midyear and forgot to cap contributions in my new plan. What is the best solution for this?
Interviewing for Accenture and concerned about the background check. I have a few drinking tickets from silly mistakes made in college. How strict is Accenture regarding misdemeanors? Is this an automatic disqualification from consideration? My criminal history is not related to the job responsibilities.
Need some advice.. thoughts on SetSail.
Is it realistic to aim for a move to MBB after 1-2 years of experience at a Tier 2 firm (OW/ATK/RB/S&) in the region? How difficult is it to move from Tier 2 to MBB?
Hello People! I am interested in knowing about the work culture and growth in CACTUS COMMUNICATION and PREMIER RESEARCH (Bangalore). It would be wonderful if anybody can throw some light on their experience with the organisations.
Hi everyone, I have an hr discussion with Siemens on Monday. With current CTC 9.1 LPA, can I ask for 20 lpa fixed component(I'll be joining within 30 days) will there be any joining bonus. If yes, will hr inform me or should I ask about it explicitly. Ps: I have offer letter in hand with 15.5 fixed + variable as per company performance from EY. 6 more interviews are in HR discussion or offer release stage. Any thoughts welcome
Not nearly enough messages. Was a senior when I had a kid...so nice of KPMG to NOT tell me the way to properly submit for parental leave back in the day.
How does Deloitte corporate Amex work? Am I expected to use it for all travel? Or can I book hotels etc on personal and expense them later. If it matters, I am joining FDD practice
Is wlb for consulting in UK (London) better than that in US? Trying to convince myself that the pay parity is worth it. Also, could you please help me understand whether the total long term col (inc healthcare, childcare etc) in London is less than that in a hcol US city (say NYC), and thus the saving potential is similar? TIA!
Posting for my cousin - Deloitte 🐠 can anyone share their timeline from offer to h1b transfer? She is looking to take 2 weeks between job but not sure if it’s an issue. TIA!
Anyone know a good way for converting MS project to a nice formatted version in PowerPoint (without buying additional add ons or converters)?
Any thoughts on family law as a practice area? Got offered 110k plus bonuses with low billable hours requirement. I'm in Los Angeles. Not sure if I should get into it as a practice area though as I hear conflicting things. Any thoughts would help. Thanks
I will never understand grown ups that don’t have children that still choose to vacation at Disney
Cleaned out my room on Friday. Who else worries that they'll NEVER see their classrooms again?
Can someone explain the salary components of IBM, what is fixed, what is variable and how much is take home? Considering the annual package as 18 lacs.
Going back to work next week after 4 months of maternity leave and I’m super nervous about it 😔. I’m sure it’ll be fine but I wish that I could stay home a bit longer 😔
Best consulting firms for real inclusion?
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