How do lenders view using a HELOC on one property towards the down payment on the next? Any negative impacts I should be aware of?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

The account dropped the register down the flight of stairs and it shattered into a million pieces. Fear not the account says, for it was already depreciated to $0.

Anyone here tryna go into impact investing?

The worse the news get the higher the stock market goes... it’ll reach all times highs when we’re all unemployed and Jeff Bezos and a few of his buddies are the only one trading

Best place to put money after an HYSA? Ideally saving for a house in 7ish years. Currently contribute to 401k, maxed my Roth IRA. Looking at Sofi bank CD’s at 4.65% yield (6 month). Is brokerage invested in ETFs/Mutual Funds next step? TIA

Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

In your opinion which is the best target fund to choose in IRA Roth?

Newbie here, can anyone here pls share their trading journey?

For full timers, what percentage of salary do you contribute to your 401k and how old are you?

If you’re trying to retire early (before 60), is it advisable to max out your 401k, or is it better to invest in a brokerage account instead?

2019 Hot Take #1: Mutual fund outflows will continue and accelerate if the market pulls back.

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Top 2 cryptos people are invested in LT and why

Have you felt like the industry (including job searching) left you contempt or jaded to the point, you’ve started turning into a nihilist?

At my org,full of politics and Partiality,still these kind species are there in org,when all the team members are working from home, specially they call one to work when all your colleagues are in wfh.,Dont want to have job gaps so bearing all these shits..Job pressures#work culture is an shit@Fincare small Finance Bank

Hi Fishes,

Can anyone tell what is the variable component percentage for D1/Senior Manager band in Capgemini? And also do Capgemini provide variable pay quarterly Or yearly once?
Please guide.

Can anyone reffer me in their organisation for Business Analyst post?
Ready to join asap. Serving notice period

When asked,do you disclose your current rate in an interview? Are you required to provide evidence? What is the norm? Thanks!!!

Got two offers: PwC 68K, GT 70 plus 2K bonus. Which one should I take?

How can one overcome anxiety when presenting?

Any recommendations on negotiating telework (remote work) for a federal position that’s provided an Firm Offer? I was informed by an agency officer that my request can be considered if an offer was given along with my request for higher salary.
What suggestions does anyone have on doing that?

Hi i am supposed to join capgemini tomorrow. Got an email to submit documents as part of virtual onboarding. I have submitted the same and then i got another email stating "ON SUCCESSFUL COMPLETION YOU WILL RECEIVE READY RECKONER EMAIL". any recent joinees who can help me with what this is?

Hello, I am new to the app. Looking for likes so I can dm please.

Anybody with Big4 exp made the switch to salesforce as business architect recently? What does this job entail and qualification needs? The jd says “extensive” big4 exp

I'm currently making a career pivot and have gained a significant amount of experience during my MBA but still a bit in that pivot stage.. Has anyone worked for or with any corporate VCs, VCs with some sort of business development or other support, innovation labs, incubators, or similar places that you enjoyed? I'm about to graduate from an MBA program and am looking for jobs in this space. I'd love any recommendations for places to check out! Thanks!

If I leave big law for ADA will I get canceled?

Please suggest :

In which company should I join ?

PWC, Cognizant, Sopra steria(highest Lpa) ?

Anyone have color on goldentree’s culture? Is every group sweaty,i.e., non-deal teams?

I got a promotion a year and 3 months ago, and got a pay raise 5 months ago. Could I still ask for a promotion to SAE if I have been supporting a team more as one? Promotions are hard to stab with.

Hi peeps, Looking for thoughts on adding a social media feed to the homepage of our B2B Tech Industry website. My thoughts are that it will help get our webinars and personality on our homepage without overly cluttering it up, but does it also navigate people away from our page? Maybe a banner ad on our homepage for the webinars is better? TYIA

Hi Accenture people, got offer today, asked HR about project, she mentioned it will be mapped on first day itself and will be connected with project manager. I told her i need details about the project and she said she will talk to project manager and get back to me tommorrow. Everyone says we have to search project after joining only. So any idea if this scenario can happen? Anyone got to know project details before joining? Please share ur views.

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

How can I invest in real estate ? Looking for an additional passive income source

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi - any good books recommendations for getting started on real estate investing?