If you’re trying to retire early (before 60), is it advisable to max out your 401k, or is it better to invest in a brokerage account instead?

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Highly advisable to do both. You should be maxing your retirement accounts asap if you’re trying to retire in your 50s

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Probably a balancing act. What do you have in each account now? Once you retire there are ways to get your money from 401k before 60, like a Roth conversion ladder, for example. It really is specific to your facts.

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Do both.

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Max 401k. 72t rules allow you to get it out early. Roth if possible.

If you are retiring early traditional probably makes more sense since you get a deduction while earning and will be withdrawing in a likely low bracket. Agree with 401k though.

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401k. Roth conversion ladder

Max 401k. If you are retiring early, it will allow you taxable withdrawals to fill lower tax brackets in early years and leave Roth for later years when social security kicks in.

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