How do you get appointments with plan sponsors? They are hard to get in contact with and then 401(k) seems so low on their priority list or they "are happy with" (don't know about) their plan.

What companies do you recently regret not investing in?

Investing newbie here trying to invest my hsa. Debating if I should do 100% on something like viix for simplicity or if I should diversify? If diversifying, what’s a recommended approach? Perhaps 2-4 funds? Many thanks for the help.

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.

Hi all - I’m new to freelance in 2020, have an LLC and wanting to create my own banking and investment accounts separate from other family income. What is the best money management platform used by those in our industry. I see Betterment is an option. Thoughts?

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

Should I keep GME?

Should I stop contributing to my 401K and put all my energy into paying off my student loan? Right now it's unconsolidated so there are rates between 3-6% and it's 20k.

What steps have you guys taken to generate a second/ passive income?

I would love to come across some ideas and know how it is working out for you.

Hi new to dfw area looking to buy a house. How’s the commute downtown from Frisco/McKinney area?

If I didn’t have a wife and kids, I totally would’ve just quit and bought a cabin in Alaska and lived off of Busch light, Evan Williams, Ramen Noodles, and whatever I can hunt. Money ain’t worth this.

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

Decided to payoff my mortgage.

Taken from twitter: “My wife grew up thinking that having water/ice dispensers IN THE FRIDGE DOOR was a life goal.
I grew up thinking if you had a basketball hoop with a clear/plexiglass backboard, you were rich.
What are some things you thought were indicators of wealth when you were a kid?”
Curious to see your responses....

How long did it take you to buy BTC after hearing about it? I heard about it and blockchain in 2017/2018 and didn’t buy until last year. Sigh.

Do all B4 firms match only 25% on our 401k contributions up to 6%?

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

Thoughts on reducing 401k % during this bear market slash recession?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Dolla dolla billz yo

Today Pfizer announced that trials show that their vaccine is 100% effective for teens ages 12-15. Do you think most of our students will get it for next year?

Another day, another bunch of radicalized white nationalists trying to convince themselves their terrorist insurrection is the same thing as black people wanting police to murder them less

Will Deloitte india revise offer based on the current offer?

I got offer from Deloitte for around 14.5 (fixed + variable) for 4 years of experience in SAP.

But now i have better offer for around 17 LPA.

Is it a good decision to ask Deloitte india for a revision?

What are the chances that they'll revise the offer?

Which one is better to join
Natwest Group or Delotte usi ? Both are offering similar salary .

Anyone work at Revantage?

I've seen quite a few people make jokes about being "aged out" of advertising. Could someone please explain what that looks like and when that typically happens? Forgive the dumb question, I'm a newbie to the industry so I'm a bit confused. Wouldn't agencies want people with more experience?

Looks like I missed the deadline for most US consulting internships. Is anyone still hiring? 2nd year undergrad from non target TIA

I am mainly working with shops in the States as a non-native speaker and I am constantly worried about my ability to communicate (in any professional occasion but mostly in meetings). I am working with some of the best shops and this makes the situation worse considering that I am largely surrounded by an extremely competent group of folks that are super good at any form of communication. How do you feel as a native speaker when you meet non-natives? Should they be worried, or, they doing ok?

A question for the entertainers out there (magicians, dancers, DJs, really just anyone who is hired to work at parties). Have you ever turned down a job because something about the person asking to hire you just felt "off"?

Decided to payoff my mortgage.

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

I’ve taken FAR a few times at this point. I got two 74s and this past one I got a 70. I felt like the last exam (which was a few weeks ago) was extremely harder than the other ones. Has anyone else noticed the exam getting extremely tough? Or do you think I just got a one off?

That guy who posted the backpacks post got ratio’d in to oblivion and deleted his post.

Glad to see cool heads prevail

Do you put pop tarts in the toaster or the microwave?

I currently use adp platform, reach out to me. Bill 6314129500

Best place to work as a retirement consultant? Empower, Fidelity, Vanguard, T. Rowe, Lincoln, etc? New to field and want to get a sense of where my salary is at compared to competitors.

Which firms do good actuarial work for cash balance plans?

Does anyone have thoughts on RPAG? Is it worth the cost? Is there something better?

Where do you need the most support in your RP practice?

Please ask more to join. Would like to get some more feedback from other Retirement Plan Consultants. For example:

What recordkeepers do you find to be easiest to work with and hardest to work with?

What are your best and worst sources for leads/marketing?

What do you like/dislike about them?

Are u allowed to be an insurance agent while at PwC

Does anyone partner with any 401(k) robo-advisors like Guideline, Vestwell, Human Interest, Ubiquity, etc.? How are they compared to more established 401(k) providers? Pros/cons to any or all?

Is anyone familiar with Wharton Group in Florida? Is this a scam?

Are y’all finding that HR is preoccupied with Coronavirus and not the (k) plan?

Hi all- new to fishbowl. Not really sure how to use and explore the app yet but I saw this bowl and figured I would introduce myself. I am a wholesaler for 401K and I am able to partner with advisors who currently uncover 401K opportunities or are looking to learn how to. Reply if you are an advisor in the NYC area and interested in learning about how to expand your business.

Wondering what the industry average is for a client facing support role to a 401k Advisor? We help with 80 401k plans with assets over $250 million. I have my series 65 license and I feel as if I am under compensated for my experience and being a licensed rep. I have been with the group for 2.5 years now. Thanks!

What’s your tax strategy to minimize self employment taxes?

So... how can I become more involved with MEPs?

I am potentially able to get in front of 4-5 of the “right people” to potentially take over some 401k plans. I have never ventured into this area. Any suggestions on where to start for...continued

Welcome to the Retirement Plan Advisors Bowl. The goal is to give advisors of Retirement Plans a place to discuss the challenges, opportunities, and daily ins and outs of working with all types of employer sponsored retirement plans.

Looking for whole life insurance. Who is better Mass Mutual or Northwestern or NY life?

Coming up on my annual review and I'm curious about salary ranges for those who work with 401(k)+ plans. I'm a CPFA, series 65, and previously held 6&63. I advise plans on investment selection, plan design, IPS creation, and meet with participants individually as well.

What is the future value proposition of the 401k Advisor in your opinion?