How far in advance do you start saving or planning for EOY holiday spending?

I’m 30 and my spouse and I want to save a million dollars in 15 years by age 45. I figured 1,000,000/15=66,666/yr need to save. To get to 66,666/yr, need to contribute:
-401k at 19500k x 2
-Roth IRA at 6000 x 2
-remaining $7833 x 2 in a brokerage account

Does this look good? Am I missing something? With discipline 2 people can save 1 million in 15 years?

Got back some money I was owed. Roughly 10k. Considering tax year is almost over.. do I put it all in my TFSA, RSA, or the market?

When will real estate law move past the need for original signature pages? They are the bane of my existence.

What are you? Swing trader? Long term investor? Or, somewhere in between?

Which pension plan does KPMG UK use? I’m US based but needing to rollover my existing UK pension due to new job / new independence restrictions and trying to align plans. Thanks!

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Can I simply upgrade from Amex Blue Cash Preferred to Amex gold? Or would both just be open at the same time since one is technically a charge card?

Has anyone moved / consider moving to Minnesota or Florida (there are a few other states)to avoid state income tax?

What is keeping bitcoin as the most valuable cryptocurrency?

I have a 401k from my previous employer in Meryl Lynch. Current 401k is in fidelity. I would like to know if it’s easier to roll over ex employer contributions to fidelity (or) open an independent IRA account. I don’t intend to withdraw money from or take a loan on 401ks

When do you all think it’s time to exit to take your startup on full time? Is there a certain income threshold you’d want it to hit combined with personal savings? Other than insurance, what may be somethings I’m not thinking of in making a plunge? For context, 2 workers, my wife does almost everything now and I assist at nights and weekend. It’s grown from 200 a month to almost 2k a week of profit over the past five months. Has been increasing from 1.5 to 2+ over the past 3 weeks. Contd

How much did y’all paychecks went up by from the tax law?

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

If anyone wants to discuss about tax saving

Let's have chat

Iwe can save good amt of tax for you
& Ha it is free

What is the future value proposition of the 401k Advisor in your opinion?

So if I were to rent a car from Trips, can my wife (not in Deloitte) drive that car as well? Is she also covered in the insurance? Does anyone know?

For USI Onsite folks,

Has anyone received the tax filings from Deloitte yet? I had submitted everything in January but haven't received anything after that

Alteryx stock - thoughts on the company as a longterm investment?

Do companies really check to see if you completed your degree from uni most employee I have worked for never really asked to see it ?

1st Job - 90k…. Is this a good salary? Late to the game at 34. Don’t even know anything about personal finance. Basically feeling like an 18 year old over here with no knowledge of how to run my own life. Having to start over after long term controlling relationship where I was left out of all the finance stuff. So I’m lost TBH. Engineering makes sense, managing my money not so much.

So what have you learned after working side-by-side with your spouse for a week?

Just tried the Houseparty app. Not impressed. It’s definitely for 12 year olds. I like the concept of games, but someone needs to get on a version with R rated games. Where my coders at?

People in NYC who drive Teslas: Where are you charging it? I see them everywhere and parked on the street. Do you all have garages to park and charge them?

Hi Folks,

I am on career break due to family reasons and now I am looking forward to joining back. If anyone knows or have any information about return to work Program kindly let me know.

Regards,

Is there any way to switch projects in HSBC(HTI), how easy/tough it will be to asking for release from current project and join any new Internal Vacancy

I have been on a planned personal sabbatical this year pursuing personal interests. Now I’m ready to go back to work. I will have next week the second interview with an exec recruiter for a company for a Director level position reporting to the COO of the company. In addition to having relevant experience and accomplishments handy, I would appreciate any pointers for having a good interview at this level.

Do you people regret being a data scientist??
I am asking this as I see SDE making much more salary than data scientist. Also experience and skill set required to become SDE is much less than Data scientist. For becoming SDE you need DSA and System design but Data scientist position require hell lot of skills. Also it is easier to find a job as SDE .

Your thoughts please..

Hi all.

Unfortunately I've lost my job yesterday (laid off) and I'm looking for a new job.
I've 2.4YOE as a data scientist and I can join immediately.

Please DM me if you have any openings to share.

TIA.🙏

Hi,

any openings for mainframe position for 2 years experienced. Would appreciate your help for me.

Please let me know if there are any openings. Thanks in advance!

Is there an appropriate way to turn down an assignment because it is non-billable? Two of the partners I work for keep asking me to write client bulletins and articles with them, which is great, but now I’m starting to worry about meeting my billable hours requirement.

All of my experience is in litigation but I think I might like real estate more. Any advice on how to sell myself to a real estate firm?

Second year associate here. How should I deal with the one partner in my practice group who seems to exclusively give me lousy assignments that we’ll never get paid for? I get great work from everyone else.

I am concerned with fulfilling billable hours requirement. I’m required to hit 2100 hours yearly and I’m at ~1,500 hours and I think I’ll hit 150-180hours this month. What will happen if I don’t hit my targeted amount by the end of my year.

Looking for a great espresso machine – willing to pay whatever as long as it lives up to its hefty price tag. Any recommendations?

Anyone in Moelis’ LA office? What are hours? General feel in the office?

My daughter had tears streaming down here eyes this morning as she begged me not to go to work. I'm heartbroken. The weekend can't come soon enough.

North Korea - the boy (country) who cried wolf?

How do I keep my sanity? Weekly massages. Expensive? A little? Worth it? Absolutely.

Who got accepted to b-schools? Where are y'all going??

Received an offer from JPM for a branch manager position, but afraid of getting the offer rescinded due to going through bankruptcy almost 3 years ago . I’m freaking out hoping this won’t be an automatic disqualification, has anyone been through this same experience and gotten hired in?

Who knows how to PM on this thing?

Anyone else feel cautious about the JP wellness screening? Is this something they can use for drug testing? Even still it is weird giving my blood to my employer

Cryptobros on suicide watch

For those of us in IB: are you in it for the long haul or are you just biding your time because you have no idea what else you want to do?

Moving to Boston, anyone got any experience there?

Khaleesi is coming to Westeros!!!

MM PE vs MF PE - which would you (do you) prefer and why?

Who here actually owns a car and what kind of car is it?

I am currently finishing up CFP course work. Does anyone have tips or tricks for studying for the actual exam? I am particularly concerned about the investment planning section. I have 12 plus years in the industry and CRPC. I do planning literally everyday but a test is a test and this is the module I have had the most trouble with.

Is it ok to say plain English during interviews or I have to massage my language to speak Shakespeare English using GRE words?

FRM is has narrow focus, demands depth, quick to complete

Ideas on how to capitalize on all of these protests? Surely it's a trend that won't end soon...