How many holiday leaves does Cognizant give

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Casual Leaves = 6 (credited at once every year)
Earned Leaves = 18 (1.5 days will be credited monthly) can be accumulated up to 18 leaves.
Sick Leaves = 12 (1 day will be credited monthly)
10 Regional Holidays
So, a total of 46 leaves per year if one can manage properly.

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What all can we carry forward?

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