How much should you be spending per month on your corporate Amex to make the $95/yr upgrade for points worth it?

QUESTION: how are hedge funds paid out? I understand the 2% and 20%, but when it comes time to pay that out to the fund employees, where does that money come from? Do they sell some shares in the portfolio or do they ask the investors to pay the 2/20?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

I might come off as naive here. But how is options trading different from setting a limit buy or limit sell. Any beginner article I can read up on options?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Marcus HYSA rate cut down to 2.0% :(

Hi Guys, I am notice period with 30 days remaining, having 12+ exp in java, spring boot, microservices. Need the reference for applying to major banks like Credit Suisse, Master card, Barclays, Citi, Deutsche, BOA, JP Morgan etc..
Kindly help...

Anyone received Sodexo amount credited in your account for this month??? Still I didn't get the Sodexo amount

None of us non citizens will see this stimulus check right even though we are residents for tax purposes?

Safest wallets / exchanges for buying VET and safe moon? 😭

$RKT - ceo was just on CNBC and said founders/employees own 90% shares outstanding and there is a 40% short interest as of 1/15/2021 (MarketWatch). Could be another opportunity.

Has anyone used The Warton Group for 401k appointments? Seems like a lot of money for uncertain success...

Could someone give tips on where to find Luxembourg individual's income tax legislation? Thanks!

Should I sell my Tesla stock and go all in on Rivian?

Put all your money in crypto. It’s done going down.

Anyone worked in the EUCOM AOR as a DOD/IC consultant or contractor? I am interested in opportunities in Europe, have a TS:SCI. Would love to connect or get thoughts on the roles.

Who else is excited for the Litecoin fork?

Hello everyone am looking for Side hustle , anything works driving ,plumbing ,construction etc anything works just hit me up and I I’ll make time to get it done for you thnx 💪

Any insights on on-site opportunities in capgemini?

Hello! I’m currently a Administrative assistant now working at a major medical system in Baltimore. I’ve previously worked for 10 years as a medical assistant in a variety of specialties and primary care. Lately, I’ve been feeling a bit stuck as to my next step. Part of me want to go into management, another part is saying go get your RN, and the other is saying go into Social Work. I’m all over the place. Any ideas? And how would I be able to cross over to management?

I know everyone will have different answers for this but how did you know it was time to get sober? I think it might be time for me to find a new job and pursue sobriety, but I don't feel like I'm a rock bottom which is the only time I've ever seen people really commit to it (my father). Apathy isn't the right word but I just kind of feel numb about everything and I think being sober would maybe help.

What’s a pet peeve of yours that a coworker or client does? Mine is that my coworker says “ya know” after literally every sentence they say

So whose tryna watch Dvorak later at Grant Park? 🤔 🐠

I’m feeling really discouraged. I’m in the merrill lynch fa program and I’m prospecting a lot and going to tons of high end networking events. I have good convos but then struggle to get meetings...

Which are the best magazines for our industry? Creativity? Creative Review? Clio Muse?

So, I haven't received an offer yet but they have already run a background check and sent me both a conditional U5 approval and a FINRA info request. Can I assume that an offer will be soon to follow?

Interested in pursuing a PhD in Econ (don’t have research experience or the math classes yet) what can I do to strengthen my app? Should I apply for a masters before phd? Graduated from a T20 undergrad with a finance major and good gpa, been working at D as an analyst for a year now

A friend is considering deferring an offer (stem PhD) for 1 year straight out of undergrad to work in NY, either in a research institution or a biotech. She does not have any real work experience outside of her lab (3 years) and an adjacent internship. Another factor is she is just generally feeling burnt out on school after the last few years.
To what extent did you find that a year or two of work impacts prospects coming out of PhD? How might a year off from school impact her PhD work itself?

Hi. This is probably a basic question, but I'm wondering which consulting firms prefer people with a PhD background in science? Thanks

Last night I slept over my boyfriend’s apt. We are sexually active together but this time he woke up at 4/5am and started fingering me and eating me out. I was somewhat awake but I don’t know how to feel about this. Thoughts?

“i just fell asleep in the elevator”

Got Marriott Gold via SPG Gold match. If I stay 25 more nights in Marriott properties will I earn platinum?

Is CSR still worth it? I already used the complimentary Lyft membership? It just expired. and I already used the DoorDash benefit. Their fees are going up to $550

Did EWR pull out of priority pass? Seems like there are no more lounges listed at the airport. Kinda disappointed with the sapphire reserve lounge access…

Since the Chase Freedom Unlimited gives 3% cash back on dining, does that mean you get more UR points that way vs. using the Chase Sapphire Preferred?

My fiancé and I both have the CSR card and Freedom Unlimited combo and love them. We are thinking of adding another card and we were considering the Amex Platinum (to diversity transfer partners) or likely a United card for lounge access since we live in Chicago.

Does anyone else have both CSR and Amex Platinum? Would you recommend?

Does anyone know when the SPG Marriott finalization will be complete? I merged my accounts, but right now you need to earn platinum by meeting either or, not by combined nights for the overall program. Thanks

Rookie question for the experts on here. I have a decent amount of United miles, SPG points and AmEx rewards. How would I maximize leveraging these for an Air India flight?

Best way to cash $2000 in visa gift cards?

New to UR travel portal. I keep seeing that I will get 1.5x back here -- does that mean if I have 20,000 points originally, it becomes 30,000 points in the portal? (cont.)

Looking to apply for venture x before the offer goes away today. Anyone out there willing to share some of their referral bonus? 50 bucks?

What is your credit limit on CCR? We're going through some life changes (wedding, rings, travel, etc.) and was recently surprised to find my credit limit is only $30K even after being a solid customer. What are the ways I can get an increase in the credit limit?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

I am sick of seeing these SPG Marriott posts!! Can we talk about something else for a change?

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

Just got an offer to upgrade my Amex Gold to Platinum with a 100k point bonus (spend $6k in 6 months). Is this worth it to upgrade to platinum? Would you do it

Has any one worked as analyst at P&G before, just was wondering how is the work load?

What’s the best points system for people traveling in Canada? So far I only use Bonvoy and Aeroplan.

Anyone else has two Amex plat and why?