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What’s the deal with your siblings? While it’s admirable that you want to help your mom, I’d make sure you put your oxygen mask on first, so to speak. Is your mom in a position to work, even part time? If so, I’d encourage that. Otherwise, as long as you are all set meeting your own financial goals, you can give her what you are willing to give....
Any insurance I should buy? She’s 62 and healthy besides a bad back, bad hip, and overweight.
I’m in the same situation. My parents have 700k in their home.
If they want to move, they can sell and use proceeds to buy in cash and use remaining to live off of.
If they want to stay where they are, they could live off SSI and any other needs from me
There are consultants who get people enrolled (at least in NY). It’s free service bc they get paid somehow 🤷🏻♂️