i always feel bad,whenever crypto newbies lament about investment scam, its the society we are and people need to ensure they make proper research before investment. i learnt my lessons the hard way, lost all crypto assets and wallet customercare couldnt do jack,until i had to refer to external companies like climaxrecovery ,com to help recover all my lost asset.

Buying a condo with an HOA - what’s the average reserve % you’ve seen? My HOA is 23% funded, and recently raised dues.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

I have square stock that I bought at 240, do I hold? And what’s everyone’s thoughts on Zoom? Sell or hold?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

So I want to marry a physician (girl) as they make good money so I get a good life plus decent retirement. Is it selfish to marry someone for money???

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

What are your thoughts on lending money to family when asked? (Cont)

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Any good insights/links around miner profitability analysis across the various bitcoin variants. (I mean taking into account block size, block time, incentive per block, difficulty level..)

New to NYC and enrolling in wageworks. Should I do the payperride metro card or commuter card -transit ? Not sure which is most typically used? I will probably take the metro 6 times each work week

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

Need to urgently find a 500k job. Can't keep up with mortgages with anything less. Any advice?

Any Deloitte people trade on robin hood?

Hi fishies,

I am a digital marketing professional with 4 years of experience. I was really frustrated in my current job due to extreme level of micro management and no growth career wise, so I have resigned on 3rd October. Tomorrow, after a meeting with ceo I will get to know how many days of NP I have to serve.
It would be really helpful if I could get referral from you guys.

I am ready to take remote jobs & even relocate to Bangalore or Pune.

Thank you!

Hi Fishes/Seniors,
This will be the first time I will be in tax slab.
I have few queries can anyone please help me regarding this.
In ELSS mutual the total we can save save tax is 1.5lakh. Do we need to invest yearly 1.5 lakh yearly to save tax? I am planning to have a Sip of 5000 monthly for 3 years. So total money invested in 3 years will be around 60000 * 3 = 180000.
Will that be sufficient to save tax or Do I need to have a sip of 12000 per month to save tax.

How do you stand out in a department where nobody seems to think your work is important?

Any ideas for an end of year team building event? Other than a pizza party?

Hello, looking for a Shared Flat near Jayanagar, JP nagar, BTM Layout1/2 HSR Layout. Anyone looking for a flatmate please dm me.

wonder where all the Deloitte new members went today 🤡

Applying to Google. Is there a material difference between "engineering" and "operations"? Applying to data science roles if it matters.

Looking for feedback. What are your thoughts on when asked to provide a case study or project plan as a part of the interview process? I know BCD Travel and other start-ups make these kinds of request.

Hi, any consultant freelancing in Dubai? How do you go about finding gigs ? LinkedIn? Recruiters? Your personal network?

Looking to pivot my career and explore opportunities in the tech world, specifically in product management. What are the best Product Management courses/programs available?

How many of you work directly with business clients (sales, marketing, R&D, supply chain etc. - essentially, non IT)?
Or is it the onshore business analyst who acts as a bridge between you and business?

Hi All,

This is Prasanna Kumar from India. I hope you are doing well :)
Myself and my wife are working in Infosys. She has got a project in Canada. She has raised a dependent Visa for me also in Canada.
If we go there, she will have a work assignment. But I won't have any work assignments in Canada.
My Canada Visa is already in progress. I am looking out for opportunities for Windchill in Canada.
If you can be able to help me with this, It would be a great help for us
Thanks

Hi all, is anyone hiring a senior or a lead recruiter, I have a really good reference

My boss refuses to take my advice and update our website, which is stuck in the 2010s. Why hire a marketer if you won't allow any changes to our marketing?

Anyone here in Toronto or Canada? Or am I all alone?

Does anyone work / know someone working at the startup Truveta?

Does anyone know why Australian salaries are significantly lower than our US counterparts?

Hi AUS fishes,
Can you please help with some suggestions for a friend who is currently in Australia. She is a mother of a 2 year old and ready rejoin the workforce.
She holds a Masters in software engineering from an Australian college and looking for opportunities in Canberra or WFH. Any role that can pay bills should be fine.

Does anyone know of any retirement plan routes that'll allow you to invest directly into BTC? Or would you have to invest indirectly?

Diamond hands, peeps.

Tired- Bitcoin Lambos. Wired- Bitcoin Teslas

Happy New Year ! Anyone interested in bitcoin investment and NFT ?

thoughts on Messari? Does anyone know what it’s like working there?

I'll be buying my first full BTC, if it touches 30k. Or should I wait little more?

Why does this bowl treat head of strategy like he’s Satoshi Nakomoto? Hedge every currency buy with LINK because it’s a protocol and distributor.

Just checked my bags and my nw is down 35% in the last 24 hours. I’m numb to it. To the mf moon. Send it

Folks who trade more than a couple of times a day, do you have to have your crypto in the exchange during the non-trading times ? I am debating if it’s safe to keep in the exchange or is there a better way perhaps moving from cold storage to exchange every time ? I know the transaction fee is a killer . Thoughts ?

Biden committing to not only additional infrastructure stimulus, but also another civilian stimulus package. Seems too good to be true 🚀 btc go brrrr

Bitcoin about to tank?

20Week MA now at 32k 👍

I wanted to gather some sentiment from this bowl on the current situation of more and more institutions/hedge funds etc making moves into BTC.

Can you cast your vote on a few Qs:
1. How confident are you on a 1-10 scale that BTC will continue its bull run for next:
A) 1 month
B) 3 months
C) 1 year

2. How likely do you think on 1-10 scale that we will see a significant dip in price (even if will recover later) in the next:
A) 1 month
B) 3 months
C) 1 year

Discuss the digital dollar. This is accelerating faster than I thought it would.