I am buying a house under an LLC for renting in a state with income tax. But I live a no income tax state.
What are the pros and cons of incorporating the LLC in my resident state rather then the state of the property.

Please excuse my innocence, but the way it looks is that it seems so to be worth it to join a firm that allows personal card vs Corp amex. Thoughts?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

From now on can we start saying WHY we think news = 🚀 🚀 🚀. Reason: people lose their minds when they see *bank/big corp + crypto* and forget to ask why the news = higher price.

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

How to check what is there in full and final settlement as they just sent the amount to my account...not any mail or anything to check.

Started my grad job in consulting and keen on getting a credit card - any advice?

Can I simply upgrade from Amex Blue Cash Preferred to Amex gold? Or would both just be open at the same time since one is technically a charge card?

Guys, what platform do you use to trade US stock?

If the stock market sees a downturn would there be a selloff in crypto b/c income effect or more $ in due to 'safe haven' like gold

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

I’m in real estate tax group and looking for good books about RE fund/investments/accounting during non busy season. Any recommendations? Thanks!

Guys, I interviewed at amex gurgaon 10days ago and was told by VP that I will hear from HR very soon. But when I checked on HR yesterday, she said interviews are still in progress and it will take a week more to finalize.
I want to know do they take this long to close a position? This opening was posted on 30th Sep.. It's already been 1.5 months. This is when they said the position was urgent!! 🙄

Hi, anyone here living ( has lived) in Barbican estate? Pros and cons of renting there? Any input welcome

CTO or VP technology (14yrs total exp) for machine learning AI computer vision products. Any hiring on this ..let me know

Hey i had my HR discussion with Infosys HR, they are not even ready to match my counter offer, they will release the offer tomorrow, how to renegotiate now, any tips, they are saying they can't go beyond that for the role. Tried to convince him, but no luck, thinking to have a discussion at the last moment now. Any suggestions would be appreciated

Nielsen costs. How do you record expenses given they invoice based on prior 6 months. Do you record based on the invoice or month of service?

Am looking at exit opportunities and researching FAANG. Curious to understand why anyone would join Amazon which has the worst benefit of the FAANG? Can anyone share what’s better at Amazon that I am not aware of? Amazon and Facebook on sites lined up in January! So researching now!;)

Hi Fishes,
I have 7yoe. 4 years as consultant and 3 years as SAP TESTER. Now i have a SAP testing opportunity at Mexico on the other hand i am preparing to switch as consultant again. Which is better for long term in terms of money and career? SAP TESTING at mexico or SAP consultant for long run. Thank you all in advance.

Why is Barclays the best organization to work with?

I have been hearing a lot that Barclays is one of the best organization to work for but no one is actually helping me in what terms it is better then other organization's. Can someone please share their thoughts here

No joining bonus for early joiners
No WFH set-up cost for new joiners
The organization does provide chair/monitor/mouse/keyboard for WFH ease but then we have to return it while leaving organization.

Word limit pls check commen

What office does everyone workout of?

Has anyone here transitioned to a software engineer from pre-sales? Verdict?

I'm looking for a job change into asset division or a non sales background. If someone can help? Thanks!

Anyone have insight into the iProspect team in LA and their Social team? Currently interviewing there. Thanks I’m advance!

Hi All

From last 40-50 day's; I get call from HR ...
.they asked whether they can schedule interview on Wednesday....i said Yes.

But somehow I get schedule cancellation e-mail on or before Tuesday & the process continues from last 1.5 months

Will i get interviewed @accenture or not....

Advisory (MC/SC) me kita hike mil raha hai on an average for Tier 1/2/3 in AC Bangalore?

What are Jacksonville, FL area hospitals currently paying new RN's?

Rate my offer for a business valuations associate role at a boutique firm in Toronto:
- $90k + ~7.5% annual performance bonus
- $5k in clawback reimbursement
- will pay all professional fees throughout term of employment (CPA & CBV)

My background:
- SA1 in assurance
- Master of Accounting
- passed CFE, qualify in about half a year
- enrolled in CBV program of studies
- 24 yrs old

Bank of America work - who’s making it?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

For those that built higher end homes, what kind of appliance budget did you have?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Any one knows what’s the easiest way to order a radon test for new construction?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

What's the best city in UK to buy a buy to let property, with best returns?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.