I got a house that revently got vacant and i want to give it a facelift and boost ARV. This is my first time. Is there anyway I can figure out how much would the ARV be after i renovate certain expenses? What are some steps i should take before getting the renovation started to see if its worth it

Has anyone taken  ACAMS Certified Global Sanctions Specialist (CGSS)? Any comments/ reviews? How has it enhanced your employability? Why did you take the CGSS?

Hi im looking for referrals in Deloitte Canada. Can any one help, would be happy to arrange a coffee chat to walk you through my experience and resume

Will getting a low tier rating also affect your career when you are switching companies?

Time for an actual work related confession lol. I have an inbox rule that moves anything from someone who isn’t in my contacts and contains terms that suggest free lunch to a specific folder. This has secured a decent number of meals for sitting in on webinars

Does anyone else go get a haircut when they’re bored? I’m pretty bored rn and I’m thinking about getting a trim. 35 for cut + wash + tips tho 🥹🥹. I cut it 5/30. Should I wait a bit longer? I keep my hair relatively medium length so I feel like I have to cut it every 1-2 months before my bangs pokes my eyes

A real gem from Henry Ford: "stopping advertising to save money is like stopping your watch to save time."

Does anyone have any tips or insights on certifications or skill training I should invest in to help make me more recession-proof?

Anyone working/starting on a side hustle and wants an accountability buddy/cheerleader going into the new year? I’d love one and thought this might be a good place to find one.

Can anyone refer me to Nokia for R & D engineer position.
My exp: 1.8

Can someone explain the benefit of whole life or similar products? I understand that they are bad for 99.9% of people. How does the 0.1% benefit? Taxes? Asset protection?

I'm struggling to understand why anyone would use these at all. Significantly caps your upside. If you are uber wealthy, why wouldn't you continue investing in the market? Why pay the crazy fees for these products that are essentially just 90% treasury bonds and 10% levered ETFs and covered calls?

Hi Fishes,

Is Deloitte India mandatorily asking 2 days hybrid work from office? or it's complete work from home??

Best practices to avoid burning out in FDD?

What to expect for NYC M&A FDD base salary at M1 level?

Guys,

Please help me with any vital contacts that should be kept with me before my last working day in Capgemini.

I took my payslips
Form16
Salary revision letters

Anything I am missing?
How to connect with Capgemini after last working day for any queries or clarifications?

Please advise. Thanks in advance

Took my first ever sick day today on account of my very poor and worsening mental health. Just could not bring myself to put in another 14 hour day with back to back meetings and constant activity. Felt very guilty but I honestly wish I could be more honest and actually share with my manager about why I took a day off.

For those also going through this, any tips on how you manage yourself day to day? What self talk tends to help?

Can we take leaves while on notice period at IBM?
Generally we cannot but I have seen people utilizing sick leaves during notice period . Just want to confirm.

Anyone know how to get a position as an HRBP without HRPB experience? All positions I've looked at want previous experience. Would over 5 years of HR experience and a PHR suffice, or what skills should be added to that?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Vtsax vs fxaix?

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

FIRE - What is your total net worth so far? What's your profile?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Today I am 28! Any advice you wish you had at my age?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Hi FIRE friends! My mom is going to get about 250k from the sale of her house in a few days. She’s 58 and has very little saved for retirement (immigrated to the US at 45 so only about 50k in her retirement savings currently). She’s maxing out 401k, Roth IRA, and HSA. I’d love to get all of your thoughts, where do you think she can put the money from the sale of her home?