I have ~$130,000 student loan at variable rate of 1.4% right now. I have been paying off pretty aggressively (at least $4000 per month) but I wonder if I should invest or save more instead. What are your thoughts?

More about me - a 3rd year biglaw associate making $220k base salary. I'm getting burned out and I don't know how long I will be able to stay. I have been maxing my 401k, Roth IRA, and HSA. I have ~$110,000 investment and ~$40k cash.

Can’t find health insurance details on my offer letter in PWC INDIA. Also if someone can tell how many leaves are there in PWC

Accenture 🐠 do you get a per diem when working on client site in the city of your home office?

Anyone working remotely for a US company and are stuck in Europe due to the travel ban? How are you handling your taxes?

When you all reference a % of your portfolio, are you including retirement accounts as part of the portfolio?

I have a friend who working in Healthcare organization as Admin Floor manager with very low package.She unable to change the job as she not able to find new.
She has IT skills too but small.

I dont know how to help her to get a job.Any Idea?

What’s the eligibility to get a mortgage with 5% down?

My CSR annual fee will hit later this week, but before that happens, I’m thinking of downgrading to the Freedom Unlimited in order to keep my UR points. I’ve had the CSR for 24 months so my (cont)

Has anyone found/created a comprehensive model to determine if the total cost of home ownership outweighs renting in the Bay Area? Assuming new tax laws, dual incomes, maintenance, etc

Hello fishes,

I recently joined here. Could you please help me on the useful benefits or any other that we shouldn't miss availing in Oracle( ex:- medi claims, domiciliary wallet, meal cards ,stocks, expense reimbursement). Also please guide me on the options available for investment declarations to save tax.

Also say if we will get yearly hikes. Read that there wouldn't be any hike at all in all of the reviews.

Maybe some perspective might be of use to me. I’m transitioning out of the service and I’ve positioned myself decently to be competitive in the market. I’ve got two offers from great companies. Biotech and Healthcare, both on the Human Capital Team as an Employee Relations Consultant. I have a graduate degree pursuing a Doctorate, LSSBB, ScrumMaster, SPHR, and PMI-ACP certified. I know this is personal and dependent, but what should I be considering as a commensurate salary?

Is now a good time to buy a house in Dallas? The prices are inflated and I am Not sure if they are coming down anytime soon. I’m looking for a four bedroom house in the Lakewood area. Wondering if I should wait for price consolidation or if I should buy the bullet and do it now? Thank you

Wish apps like BetterHelp were free. I can’t afford healthcare or therapy (I’m unemployed, and yes, I’ve tried seeking pro bono therapy options — no place anywhere nearby offers it.) I really need a therapist I can talk to on at least a weekly basis to just unpack so much that’s bogging me down to the point of being unable to function some days, but it’s just so cost prohibitive! What sucks is everyone assumes this career hands you median wages on a platter but I’m worse off than I’ve ever been.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Salary range for someone doing payroll, AR, and benefits administration with 12 years experience.

How much are people paying their nanny? I moved from Houston and prices are significantly higher here.

Hey 🇬🇧 🐠,
Has anyone ever invested in an EIS or VCT?
It appears to be very tax efficient and was wondering if any had any experience (returns, good fund manager, ...)to share ?

How do we get TSA Pre through AFS?

What're the best finance related instagram accounts to follow?

Thoughts on account executive roles at Google?

Hi All,

I being offered Band (7B), with a salary of 18lac (ARS) + 1.28lac(Retirals), is this a decent salary offered or I can negotiate more , I have an offer from Unicorn Startup which gives me CTC 20 lac(Fixed) .

Moving to Dubai ideas - Could you please share your experience especially if you are American and have 20+ years of experience. Do you just apply within your company or did you approach head hunters in Dubai.

Anyone else sit for Exam PA? F

Thoughts on joining HBO Max in the midst of the WarnerMedia / Discovery merger?

Can Capgemini consider counter offer?

I have offer from Capgemini, other companies offering higher CTC, can I use other offers as a counter for Capgemini? Will Capgemini revise offer?

What’s the eligibility to get a mortgage with 5% down?

Average LPN salary in NJ with 10+years of experience?

Hi y’all,
I shared an intermediate workout program (Back/Legs/Arms&Shoulders/Leg/Chest split) with a few friends the other day and figured I could also share it with others if interested.

It’s a program I follow outside of my 12-16 training block preps, and if anyone wants, I can share it with them. It’s for strength training.

Also happy to explain what any of the exercises are if someone wants the workouts and doesn’t know the benefit or how to do them.

Feel free to DM me about it

Cheers

To all you wonderful folks, a fundamental question: how does one break into PE Ops? Have 10+ yrs in top tech (FAANG) and 2 yrs in MBB as EM. Also, wondering if it makes sense to hold out for AP before a move?

Awesome in-house job alert!🚨 hiring a full-time designer-illustrator (must be equal parts and truly stellar at both). 4-5 years of experience (ish - the portfolio matters more). Great pay. Great culture. Very remote friendly with option for office time later. DM me your portfolio!

Looking for change
Worked for both product and service based companies.
Experience: 8.5
Skills: Test Automation ( no deep knowledge into manual testing)

Selenium, Appium, Rest Assured, Java, Cypress, Jmeter, Git, Maven, Jenkins , Jira ,
Platforms: Guidewire ( last used in 2020 )
ServiceNow ( last used in 2020 )

Notice period: 30 days

Hi,
I gave one round of technical interview with HCL and submitted supporting documents to HR and iboard with CCTC : 10 lakh, ECTC : 20 lakh.
While i was waiting for a call from HR for salary negotiation, The offer letter has been released for 15 lakh CTC without a discussion on salary. Please advice if there a stipulated timeline to accept the offer letter within ? Do they call for negotiation if I don't accept the offer ?

Hi everyone, a question to the tech industry at large.

Why are people so hesitant to hire disabled candidates?

I am a visually impaired practitioner in South Africa, with 7 years of experience, and as soon as recruiters or business owners hear/read that I'm disabled, the conversation gets awkward and I never hear from them again.

When interviewing folks, what is the best answer you have received for “why M&A consulting”?

In industry what can a fund accountant expect as a bonus? Specifically asking for the NYC market, and an environment where the fund has grown modestly for the year.

How is the morale inside MBB?
Starting at one of the firms at the end of this year (after being delayed from original date due to Covid). Moderately worried about offers being rescinded given the current health and economic outlook - not sure if this worry is valid or if I’m overthinking..

At what point does it make sense to buy an apartment instead of renting one? Consider a single 26 M, income of ~200K per year with $125k saved, just moved to NYC from LCOL city but not sure if I'll be here long-term

Looking to invest in an investment property in Chicago (2Bd condo). Should I make a purchase this winter or should I wait until next winter? There's a lot of new construction coming up over next few years.

Thoughts on using leverage at 21?

Background: I’m 21, thinking about dumping $30K in (20+ years treasury) and $60K in SSO (2x SPY) once I get a job offer.

I got $30K (or 40K? Idk) in student debt, and should have about $90K cash close to end of year when I’m about to graduate

Anybody have any experience with Citi’s Private Banking offering? My SO has a contact through her firm to open an account and we’re trying to figure out what the value-add is for a 30-something high-income but not (U)HNW couple.

Anyone else’s Roth IRA on Vanguard incorrect ? Mine jumped from $24k to $60k on Friday😅

Can someone explain to me why I should put money into an HSA before a standard brokerage if I want to retire at 50? Or why to max out an HSA in general?

I have a question on 401k loans. How is the principal repayment reinvested? Monthly? When the loan is fully paid? Do they cash out that portion of my investments or just use then as collateral?

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

Any recommendations for life insurance product...typically the group insurance from employer doesn't appeal much as it's bind with them. What should one look for outside. Asset under consideration..350k home loan and 70k car

Finally hit the Adjusted Gross Income limit on my Roth IRA this year. Is it fair to say that I’m no longer allowed to contribute to my Roth IRA so long as I can keep making > $140k every year?

Any app / service that automatically rebalances an ETF / stock portfolio that I pick? Can’t seem to do it with Schwab

529 or 401k or ibonds? I’m considering where to put my $10k right now. Got a 5 yr old and the vast majority of my assets are in 401k so I want to diversify but it’s hard to ignore the tax deduction benefits for the 401k (for both federal and state) thoughts and inputs welcome. For reference ~$375k HHI

Any recommendations for group rate term life insurance, other than from an employer or AICPA?

If I want to be an accredited investor and my HHI is under $200k, will studying for and passing the series 65 suffice?

Why is Tesla stock so volatile?

Rental eviction moratoriums end in Jan 2021. Should I buy rental property now or wait? Budget: 120k