What’s everyone buying or selling?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

been in us from last 5 yrs. didnt invest in 401k or any other finacial instruments in us. now coming to regret that. 401k maximized from this year. any reco for index funds, MF education sites

Have you received the salary today? Got the mail now but no credit yet in account 😕

Noob question on selling puts- I just sold a weekly put that I WANT to get assigned. The stock fluctuate a few dollars a day so I’m looking for a specific price to own the shares at vs entering a limit order. The stock has already gone below my selected strike price by a 30 cents today but I haven’t been assigned the shares 🤔. Is it only by expiration day or am I missing something?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Do you get membership points by using the corporate Amex? Can you link your corporate Amex to your personal account and use the points?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Which high yield savings account do you recommend?

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

Any great personal finance/investment books to read? Or even YouTubers/Podcasters

Really looking into expanding my investment horizons — particularly about learning about how to allocate my investment portfolio. Also, always nice to learn about better ways to save and cutback.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

I worked as a technical PM for a medium-sized adtech company in NYC in charge of 2 technical teams, and the business intelligence team.

On Thursday I was informed by the lead Product Owner and the head of HR that leadership had decided that the project management office was no longer necessary for the company and all three of us, the director and the two technical PMs, were being let go. None of us were given any notice.

If you know of any opportunities I can apply for, please reach out.

Best website to buy contact lenses?

Happy Friday my people! 30/F here....anyone want to chat?

Big milestone birthday coming up next month... what should I do to celebrate?

Is it mandatory to pass Barclays GSC test after completing people screening and joining after 2 weeks? I got the email now.

Anyone have recommendations for a dog trainer in Queens?

If you exit big consulting (e.g ACN, Deloitte, PWC) and go work at a boutique firm, do the big consulting recruiters stop reaching out since you left their world?

Is it naive to hope that there could be a job out there that I actually LIKE doing as opposed to just forcing myself to do it for the paycheck? I work for a great company with (mostly) great people but still find myself wishing I could be doing anything else throughout the workday. After a number of different jobs in industry and consulting have left me feeling the same after a year or so, I'm starting to wonder if it'll always be this way and actually liking work is just out of reach.

Can’t wait to move to Dallas area. Flower Mound is likely our first choice. Getting out of Chicago for better schools without dominant unions, low taxes, and better public safety

Looking to get a new SUV. Kia Telluride vs Audi Q7. Thoughts?

I have offers from different organization, Could you please help me to decide which one would be great choice.
All are for Bigdata profile with almost same package.

Yoe- 9, Big data Exp-3
Iris
Saama technology Pune
Epam Systems - Shell Market project
HCL - Deutsch Bank project
Impetus

Deciding factor- Job security, WLB, yearly hike and scope of learning.

What is the annual appraisal range for financial modeling associate at Ahmedabad, India?

How many people here wants to switch job, but can’t due to current market scenario or GC process ?

Comment 1 for current market scenario.
Comment 2 for GC process.

Google Assistant or Amazon Echo?

National park itinerary for first timers Zion/Arches, etc vs Yellowstone/Grand Teton? 1st week of September flying into SLC. 7 nights. Not very active and more “glamping type”

Do you get membership points by using the corporate Amex? Can you link your corporate Amex to your personal account and use the points?

Can we stay long term in nagarro for about 3-4 years thinking about it any suggestions

Are the days of crazy returns on cards over? Any MLB, NFL, or NBA potential star goes for crazy high prices. Sounds like before you could pick up Luca or Mahomes cards before they proved their value, now that potential upside seems to be baked into the price. For example, a Mahomes PSA 10 Silver Prizm went for ~$200 in 2018, now an ungraded Herbert Silver Prizm goes for $1,100

FYI - Bowman draft first edition is coming out tomorrow

I’m just getting back into collecting after a long absence. What 2022 baseball boxes are the play?

Anyone know how you measure Prizm football for how well centered it is top / down?

If you were to launch a business in the sports card market, which do you think would gain the most traction? ...

Anyone getting nfl prizm?

Is anyone else running their investing as a business? If so what structure are you using and what is your general net income as a percentage of revenue?

What products are people buying now?

This place is a ghost town.

Besides Blowout Forums for modern cards and net54 for vintage, what are good forums on cards? Trying to get ahead of the hot products