I have a Master’s in Financial Engineering, passed Level II of the CFA, and I’m currently being rejected for entry-level credit analyst roles for being over-educated. I don’t have the institutional experience for the senior tracks. They’re worried I’ll get bored and leave, but I just need to pay my rent and get some actual experience. How do you pitch yourself in this situation?

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I’d frame it as being intentional, not desperate. Something like: “I’m really just looking to build hands-on credit experience and grow from there, not skip steps or chase a title.” That may help reassure them you understand the role and are serious about starting where you need to.

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Perfect response

Drop CFA level 2 from your resume. Leave MFE on there.

Tell them you are interested in the world of private credit and leveraged finance and would love to eventually work your way through to the origination team. Also, you would like to stay with the organisation and progress through gradually to build equity and value.

You don’t need to remove anything from your resume.

12yrs+ Lev Fin guy here who made his life through this path including moving geographies and have taken multiple interviews of folks like you.

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